GROUPEMENT DE GESTION ET D'ASSURANCE : revenue, balance sheet and financial ratios

GROUPEMENT DE GESTION ET D'ASSURANCE is a French company founded 52 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75017), this company of category PME shows in 2018 a revenue of 1.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GROUPEMENT DE GESTION ET D'ASSURANCE (SIREN 301653176)
Indicator 2023 2018 2017 2016
Revenue N/C 1 381 874 € 1 412 372 € 1 363 751 €
Net income 253 297 € 89 062 € 82 272 € 151 932 €
EBITDA N/C 85 884 € 123 531 € 130 871 €
Net margin N/C 6.4% 5.8% 11.1%

Revenue and income statement

In 2023, GROUPEMENT DE GESTION ET D'ASSURANCE generates positive net income of 253 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2023: 152 k€ -> 253 k€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

253 297 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.102%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

17.865%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

21.1%

Solvency indicators evolution
GROUPEMENT DE GESTION ET D'ASSURANCE

Sector positioning

Debt ratio
0.1 2023
2017
2018
2023
Q1: 0.0
Med: 8.57
Q3: 49.54
Good

In 2023, the debt ratio of GROUPEMENT DE GESTION ET ... (0.10) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
17.86% 2023
2017
2018
2023
Q1: 14.09%
Med: 47.17%
Q3: 74.18%
Average -8 pts over 3 years

In 2023, the financial autonomy of GROUPEMENT DE GESTION ET ... (17.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.01 years 2018
2017
2018
Q1: 0.0 years
Med: 0.04 years
Q3: 2.04 years
Good +10 pts over 2 years

In 2018, the repayment capacity of GROUPEMENT DE GESTION ET ... (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 116.26. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

116.257

Liquidity indicators evolution
GROUPEMENT DE GESTION ET D'ASSURANCE

Sector positioning

Liquidity ratio
116.26 2023
2017
2018
2023
Q1: 123.56
Med: 243.64
Q3: 585.03
Watch -6 pts over 3 years

In 2023, the liquidity ratio of GROUPEMENT DE GESTION ET ... (116.26) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
67.43x 2018
2017
2018
Q1: 0.0x
Med: 0.0x
Q3: 2.72x
Excellent

In 2018, the interest coverage of GROUPEMENT DE GESTION ET ... (67.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
GROUPEMENT DE GESTION ET D'ASSURANCE

Positioning of GROUPEMENT DE GESTION ET D'ASSURANCE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of GROUPEMENT DE GESTION ET D'ASSURANCE is estimated at 509 803 € (range 241 146€ - 2 327 708€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
193 transactions
241k€ 509k€ 2327k€
509 803 € Range: 241 146€ - 2 327 708€
NAF 5 all-time

Valuation method used

Net Income Multiple
253 297 € × 2.0x = 509 803 €
Range: 241 147€ - 2 327 709€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare GROUPEMENT DE GESTION ET D'ASSURANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about GROUPEMENT DE GESTION ET D'ASSURANCE

What is the revenue of GROUPEMENT DE GESTION ET D'ASSURANCE ?

The revenue of GROUPEMENT DE GESTION ET D'ASSURANCE in 2018 is 1.4 M€.

Is GROUPEMENT DE GESTION ET D'ASSURANCE profitable?

Yes, GROUPEMENT DE GESTION ET D'ASSURANCE generated a net profit of 253 k€ in 2023.

Where is the headquarters of GROUPEMENT DE GESTION ET D'ASSURANCE ?

The headquarters of GROUPEMENT DE GESTION ET D'ASSURANCE is located in PARIS (75017), in the department Paris.

Where to find the tax return of GROUPEMENT DE GESTION ET D'ASSURANCE ?

The tax return of GROUPEMENT DE GESTION ET D'ASSURANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GROUPEMENT DE GESTION ET D'ASSURANCE operate?

GROUPEMENT DE GESTION ET D'ASSURANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.