GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE : revenue, balance sheet and financial ratios

GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE is a French company founded 38 years ago, specialized in the sector Activités des sièges sociaux. Based in PARIS (75006), this company of category PME shows in 2021 a revenue of 381 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE (SIREN 343969549)
Indicator 2021 2019 2018 2017 2016
Revenue 380 850 € 231 026 € 135 880 € 141 880 € 147 880 €
Net income 189 435 € 240 986 € 73 437 € 77 457 € 79 650 €
EBITDA 199 921 € 151 729 € 80 930 € 89 961 € 77 980 €
Net margin 49.7% 104.3% 54.0% 54.6% 53.9%

Revenue and income statement

In 2021, GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE achieves revenue of 381 k€. Over the period 2016-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +20.8%. Vs 2019, growth of +65% (231 k€ -> 381 k€). After deducting consumption (0 €), gross margin stands at 381 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 200 k€, representing 52.5% of revenue. Warning negative scissor effect: despite revenue change (+65%), EBITDA varies by +32%, reducing margin by 13.2 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 189 k€, i.e. 49.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

380 850 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

380 850 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

199 921 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

159 073 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

189 435 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

52.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 76%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 60.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

76.478%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

42.437%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

60.465%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.601

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

28.1%

Solvency indicators evolution
GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE

Sector positioning

Debt ratio
76.48 2021
2018
2019
2021
Q1: 0.58
Med: 25.91
Q3: 117.92
Average -11 pts over 3 years

In 2021, the debt ratio of GROUPEMENT AUVERGNAT D'IN... (76.48) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
42.44% 2021
2018
2019
2021
Q1: 18.96%
Med: 52.84%
Q3: 83.08%
Average +15 pts over 3 years

In 2021, the financial autonomy of GROUPEMENT AUVERGNAT D'IN... (42.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.6 years 2021
2018
2019
2021
Q1: 0.0 years
Med: 0.41 years
Q3: 4.52 years
Average

In 2021, the repayment capacity of GROUPEMENT AUVERGNAT D'IN... (4.60) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 244.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.4x. Financial charges are adequately covered by operations.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

244.371

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

2.441

Liquidity indicators evolution
GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE

Sector positioning

Liquidity ratio
244.37 2021
2018
2019
2021
Q1: 100.27
Med: 320.17
Q3: 1357.57
Average +11 pts over 3 years

In 2021, the liquidity ratio of GROUPEMENT AUVERGNAT D'IN... (244.37) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
2.44x 2021
2018
2019
2021
Q1: -27.49x
Med: 0.0x
Q3: 3.0x
Good

In 2021, the interest coverage of GROUPEMENT AUVERGNAT D'IN... (2.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 719 days of revenue, i.e. 760 k€ to permanently finance. Over 2016-2021, WCR increased by +41%, requiring additional financing.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

760 302 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

719 j

WCR and payment terms evolution
GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE

Positioning of GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE in its sector

Comparison with sector Activités des sièges sociaux

Valuation estimate

Based on 65 transactions of similar company sales in 2021, the value of GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE is estimated at 704 670 € (range 357 077€ - 1 502 198€). With an EBITDA of 199 921€, the sector multiple of 4.6x is applied. The price/revenue ratio is 0.46x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
65 tx
357k€ 704k€ 1502k€
704 670 € Range: 357 077€ - 1 502 198€
NAF 5 année 2021

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
199 921 € × 4.6x
Estimation 911 114 €
496 159€ - 2 018 724€
Revenue Multiple 30%
380 850 € × 0.46x
Estimation 174 287 €
54 527€ - 306 895€
Net Income Multiple 20%
189 435 € × 5.2x
Estimation 984 135 €
463 197€ - 2 003 840€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 65 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sièges sociaux)

Compare GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sièges sociaux

Frequently asked questions about GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE

What is the revenue of GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE ?

The revenue of GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE in 2021 is 381 k€.

Is GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE profitable?

Yes, GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE generated a net profit of 189 k€ in 2021.

Where is the headquarters of GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE ?

The headquarters of GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE is located in PARIS (75006), in the department Paris.

Where to find the tax return of GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE ?

The tax return of GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE operate?

GROUPEMENT AUVERGNAT D'INTERVENTION FINANCIERE operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.