SIREN : 513350975
GROUPE VERNAT is a French company founded 16 years ago, specialized in the sector Activités des sociétés holding. Based in LOCHES (37600), this company of category PME shows in 2025 a revenue of 514 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2019 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 513 851 € | 573 111 € | 527 312 € | 568 004 € | 827 570 € | 801 229 € | 858 157 € | 668 562 € |
| Net income | 65 111 € | 116 925 € | 93 150 € | 250 870 € | 297 762 € | -57 290 € | 162 355 € | 405 354 € |
| EBITDA | 47 563 € | 48 495 € | 144 247 € | 74 337 € | 7 768 € | 171 802 € | 161 770 € | 2 152 € |
| Net margin | 12.7% | 20.4% | 17.7% | 44.2% | 36.0% | -7.2% | 18.9% | 60.6% |
In 2025, GROUPE VERNAT achieves revenue of 514 k€. Activity remains stable over the period (CAGR: -2.9%). Significant drop of -10% vs 2024. After deducting consumption (0 €), gross margin stands at 514 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 48 k€, representing 9.3% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 65 k€, i.e. 12.7% of revenue. This profit can be retained or distributed to shareholders.
513 851 €
513 851 €
47 563 €
26 950 €
65 111 €
9.3%
The debt ratio (= Financial debt / Equity x 100) stands at 20%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 17.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
20.204%
79.01%
17.051%
3.099
66.5%
In 2025, the debt ratio of GROUPE VERNAT (20.20) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of GROUPE VERNAT (79.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of GROUPE VERNAT (3.10) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 438.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.2x. Operating income very largely covers interest expenses: high safety margin.
438.564
5.172
In 2025, the liquidity ratio of GROUPE VERNAT (438.56) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of GROUPE VERNAT (5.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 54 days. Excellent situation: suppliers finance 54 days of the operating cycle (retail model). Overall, WCR represents 161 days of revenue, i.e. 229 k€ to permanently finance. Over 2016-2025, WCR increased by +71%, requiring additional financing.
229 455 €
0 j
54 j
0 j
161 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 161 373€ to 706 136€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GROUPE VERNAT with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of GROUPE VERNAT in 2025 is 514 k€.
Yes, GROUPE VERNAT generated a net profit of 65 k€ in 2025.
The headquarters of GROUPE VERNAT is located in LOCHES (37600), in the department Indre-et-Loire.
The tax return of GROUPE VERNAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GROUPE VERNAT operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.