SIREN : 480125459
GROUPE VACHER is a French company founded 21 years ago, specialized in the sector Services administratifs combinés de bureau. Based in POLIGNAC (43000), this company of category PME shows in 2025 a revenue of 5.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5 502 234 € | 5 169 450 € | 4 149 089 € | 3 074 174 € | 2 575 499 € | 2 780 643 € | 2 304 391 € | 2 049 506 € | 1 985 149 € |
| Net income | 1 051 494 € | 1 636 238 € | 1 760 845 € | 92 734 € | 52 360 € | 1 415 € | 650 306 € | 57 212 € | 299 087 € |
| EBITDA | -42 332 € | -307 918 € | 44 262 € | 91 495 € | 42 266 € | 8 940 € | -29 362 € | -43 878 € | -24 656 € |
| Net margin | 19.1% | 31.7% | 42.4% | 3.0% | 2.0% | 0.1% | 28.2% | 2.8% | 15.1% |
In 2025, GROUPE VACHER achieves revenue of 5.5 M€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +13.6%. Vs 2024: +6%. After deducting consumption (1.8 M€), gross margin stands at 3.7 M€, i.e. a rate of 68%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -42 k€, representing -0.8% of revenue. Positive scissor effect: EBITDA margin improves by +5.2 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.1 M€, i.e. 19.1% of revenue. This profit can be retained or distributed to shareholders.
5 502 234 €
3 739 080 €
-42 332 €
-258 300 €
1 051 494 €
-0.8%
The debt ratio (= Financial debt / Equity x 100) stands at 113%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.9 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 21.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
112.623%
33.679%
21.556%
4.868
70.7%
In 2025, the debt ratio of GROUPE VACHER (112.62) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of GROUPE VACHER (33.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of GROUPE VACHER (4.87) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 69.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
69.565
-866.897
In 2025, the liquidity ratio of GROUPE VACHER (69.56) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of GROUPE VACHER (-866.9x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 112 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 81 days. The gap of 31 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 1 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-43 days): operations structurally generate cash. Notable WCR improvement over the period (-142%), freeing up cash.
-650 914 €
112 j
81 j
1 j
-43 j
Based on 173 transactions of similar company sales (all years), the value of GROUPE VACHER is estimated at 2 751 310 € (range 1 051 241€ - 6 875 490€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GROUPE VACHER with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of GROUPE VACHER in 2025 is 5.5 M€.
Yes, GROUPE VACHER generated a net profit of 1.1 M€ in 2025.
The headquarters of GROUPE VACHER is located in POLIGNAC (43000), in the department Haute-Loire.
The tax return of GROUPE VACHER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GROUPE VACHER operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.