SIREN : 389156928
GROUPE THERET FINANCE is a French company founded 33 years ago, specialized in the sector Gestion de fonds. Based in CHATEAUROUX (36000), this company of category PME shows in 2014 a revenue of 273 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2014 |
|---|---|
| Revenue | 273 408 € |
| Net income | -1 542 066 € |
| EBITDA | -80 252 € |
| Net margin | -564.0% |
In 2014, GROUPE THERET FINANCE achieves revenue of 273 k€. After deducting consumption (0 €), gross margin stands at 273 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -80 k€, representing -29.4% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -1.5 M€ (-564.0% of revenue), which will impact equity.
273 408 €
273 408 €
-80 252 €
-190 264 €
-1 542 066 €
-29.4%
The debt ratio (= Financial debt / Equity x 100) stands at -116%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -99%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
-116.272%
-98.984%
-11.177%
-35.45
20.0%
In 2014, the debt ratio of GROUPE THERET FINANCE (-116.27) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2014, the financial autonomy of GROUPE THERET FINANCE (-99.0%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2014, the repayment capacity of GROUPE THERET FINANCE (-35.45) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 130.34. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
130.344
-1450.55
In 2014, the liquidity ratio of GROUPE THERET FINANCE (130.34) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2014, the interest coverage of GROUPE THERET FINANCE (-1450.5x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 669 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 609 days. The gap of 60 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 511 days of revenue, i.e. 388 k€ to permanently finance.
387 900 €
669 j
609 j
0 j
511 j
Based on 601 transactions of similar company sales (all years), the value of GROUPE THERET FINANCE is estimated at 137 388 € (range 72 090€ - 235 301€). The price/revenue ratio is 0.50x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 601 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GROUPE THERET FINANCE with other companies in the same sector:
The revenue of GROUPE THERET FINANCE in 2014 is 273 k€.
GROUPE THERET FINANCE recorded a net loss in 2014.
The headquarters of GROUPE THERET FINANCE is located in CHATEAUROUX (36000), in the department Indre.
The tax return of GROUPE THERET FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GROUPE THERET FINANCE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.