SIREN : 400370961
GROUPE TEXTILE FINANCE is a French company founded 31 years ago, specialized in the sector Activités des sièges sociaux. Based in SARCELLES (95200), this company of category ETI shows in 2025 a revenue of 47.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 47 171 377 € | 47 693 134 € | 45 696 983 € | 38 872 428 € | 35 639 729 € | 42 899 127 € | 45 893 560 € | 39 602 138 € | 39 078 555 € | 40 330 175 € |
| Net income | 1 270 317 € | 3 448 238 € | -1 434 991 € | -2 128 552 € | -1 864 464 € | -2 023 995 € | -1 157 034 € | 355 455 € | -45 022 € | 561 556 € |
| EBITDA | 1 613 122 € | 1 871 686 € | 913 647 € | 251 090 € | 812 681 € | 566 832 € | 544 972 € | 946 918 € | 696 601 € | 1 111 573 € |
| Net margin | 2.7% | 7.2% | -3.1% | -5.5% | -5.2% | -4.7% | -2.5% | 0.9% | -0.1% | 1.4% |
In 2025, GROUPE TEXTILE FINANCE achieves revenue of 47.2 M€. Revenue is growing positively over 10 years (CAGR: +1.8%). Slight decline of -1% vs 2024. After deducting consumption (34.2 M€), gross margin stands at 13.0 M€, i.e. a rate of 28%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.6 M€, representing 3.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.3 M€, i.e. 2.7% of revenue. This profit can be retained or distributed to shareholders.
47 171 377 €
13 001 933 €
1 613 122 €
1 172 361 €
1 270 317 €
3.4%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.135%
36.904%
3.615%
0.01
49.6%
In 2025, the debt ratio of GROUPE TEXTILE FINANCE (0.14) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of GROUPE TEXTILE FINANCE (36.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of GROUPE TEXTILE FINANCE (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 102.35. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.9x. Danger: operating income does not cover interest charges, unsustainable situation.
102.352
0.853
In 2025, the liquidity ratio of GROUPE TEXTILE FINANCE (102.35) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of GROUPE TEXTILE FINANCE (0.8x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 5 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 10 days. Favorable situation: supplier credit is longer than customer credit by 5 days. Inventory turnover is 80 days (= Average inventory / Cost of goods x 360). WCR is negative (-31 days): operations structurally generate cash. Notable WCR improvement over the period (-115%), freeing up cash.
-4 024 190 €
5 j
10 j
80 j
-31 j
Based on 54 transactions of similar company sales
in 2025,
the value of GROUPE TEXTILE FINANCE is estimated at
10 492 482 €
(range 4 402 034€ - 13 580 002€).
With an EBITDA of 1 613 122€, the sector multiple of 1.1x is applied.
The price/revenue ratio is 0.63x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GROUPE TEXTILE FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of GROUPE TEXTILE FINANCE in 2025 is 47.2 M€.
Yes, GROUPE TEXTILE FINANCE generated a net profit of 1.3 M€ in 2025.
The headquarters of GROUPE TEXTILE FINANCE is located in SARCELLES (95200), in the department Val-d'Oise.
The tax return of GROUPE TEXTILE FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GROUPE TEXTILE FINANCE operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.