SIREN : 823585526
GROUPE POLYVALENCE IMMOBILIER is a French company founded 9 years ago, specialized in the sector Agences immobilières. Based in CHARTRES (28000), this company of category PME shows in 2021 a revenue of 309 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|
| Revenue | 308 911 € | 407 873 € | 479 904 € | 264 465 € | 127 725 € |
| Net income | -169 € | 36 527 € | 63 521 € | 9 831 € | 30 332 € |
| EBITDA | 11 143 € | 90 493 € | 196 109 € | 65 010 € | 41 067 € |
| Net margin | -0.1% | 9.0% | 13.2% | 3.7% | 23.7% |
In 2021, GROUPE POLYVALENCE IMMOBILIER achieves revenue of 309 k€. Over the period 2017-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +24.7%. Significant drop of -24% vs 2020. After deducting consumption (-19 €), gross margin stands at 309 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 11 k€, representing 3.6% of revenue. Warning negative scissor effect: despite revenue change (-24%), EBITDA varies by -88%, reducing margin by 18.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -169 € (-0.1% of revenue), which will impact equity.
308 911 €
308 930 €
11 143 €
-3 904 €
-169 €
3.4%
The debt ratio (= Financial debt / Equity x 100) stands at 1466%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 4.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
1466.407%
4.543%
4.368%
11.279
26.0%
In 2021, the debt ratio of GROUPE POLYVALENCE IMMOBI... (1466.41) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of GROUPE POLYVALENCE IMMOBI... (4.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of GROUPE POLYVALENCE IMMOBI... (11.28) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 407.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 29.0x. Operating income very largely covers interest expenses: high safety margin.
407.559
29.041
In 2021, the liquidity ratio of GROUPE POLYVALENCE IMMOBI... (407.56) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2021, the interest coverage of GROUPE POLYVALENCE IMMOBI... (29.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 53 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 51 days. The company must finance 2 days of gap between collections and payments. Overall, WCR represents 195 days of revenue, i.e. 167 k€ to permanently finance. Over 2017-2021, WCR increased by +559%, requiring additional financing.
167 439 €
53 j
51 j
0 j
195 j
Based on 98 transactions of similar company sales
in 2021,
the value of GROUPE POLYVALENCE IMMOBILIER is estimated at
38 072 €
(range 17 604€ - 152 300€).
With an EBITDA of 11 143€, the sector multiple of 0.8x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GROUPE POLYVALENCE IMMOBILIER with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of GROUPE POLYVALENCE IMMOBILIER in 2021 is 309 k€.
GROUPE POLYVALENCE IMMOBILIER recorded a net loss in 2021.
The headquarters of GROUPE POLYVALENCE IMMOBILIER is located in CHARTRES (28000), in the department Eure-et-Loir.
The tax return of GROUPE POLYVALENCE IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GROUPE POLYVALENCE IMMOBILIER operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.