SIREN : 438141996
GROUPE PICARD is a French company founded 24 years ago, specialized in the sector Activités des sociétés holding. Based in LOISY-SUR-MARNE (51300), this company of category PME shows in 2025 a revenue of 895 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 894 770 € | 1 204 108 € | 1 225 133 € | 1 170 361 € | 995 556 € | 915 437 € | 832 206 € | 676 774 € | 636 359 € |
| Net income | 6 332 576 € | 245 884 € | 327 807 € | 406 760 € | 275 651 € | 201 519 € | 172 313 € | 209 667 € | 32 814 € |
| EBITDA | -425 616 € | 102 226 € | 91 232 € | 95 556 € | 86 878 € | 66 639 € | 105 266 € | 43 327 € | 137 189 € |
| Net margin | 707.7% | 20.4% | 26.8% | 34.8% | 27.7% | 22.0% | 20.7% | 31.0% | 5.2% |
In 2025, GROUPE PICARD achieves revenue of 895 k€. Revenue is growing positively over 9 years (CAGR: +3.9%). Significant drop of -26% vs 2024. After deducting consumption (0 €), gross margin stands at 895 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -426 k€, representing -47.6% of revenue. Warning negative scissor effect: despite revenue change (-26%), EBITDA varies by -516%, reducing margin by 56.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 6.3 M€, i.e. 707.7% of revenue. This profit can be retained or distributed to shareholders.
894 770 €
894 770 €
-425 616 €
-300 550 €
6 332 576 €
-47.6%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
1.497%
97.818%
-33.199%
-0.403
67.3%
In 2025, the debt ratio of GROUPE PICARD (1.50) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of GROUPE PICARD (97.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of GROUPE PICARD (-0.40) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 9451.34. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
9451.341
0.0
In 2025, the liquidity ratio of GROUPE PICARD (9451.34) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of GROUPE PICARD (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 56 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2 days. The gap of 54 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 421 days of revenue, i.e. 1.0 M€ to permanently finance. Over 2016-2025, WCR increased by +3139%, requiring additional financing.
1 047 194 €
56 j
2 j
0 j
421 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 1 273 031€ to 31 801 361€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GROUPE PICARD with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of GROUPE PICARD in 2025 is 895 k€.
Yes, GROUPE PICARD generated a net profit of 6.3 M€ in 2025.
The headquarters of GROUPE PICARD is located in LOISY-SUR-MARNE (51300), in the department Marne.
The tax return of GROUPE PICARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GROUPE PICARD operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.