SIREN : 878583293
GROUPE PHEA is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in YSSINGEAUX (43200), this company of category PME shows in 2024 a revenue of 541 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 541 149 € | 461 487 € | 393 040 € | 382 144 € | N/C |
| Net income | 708 748 € | 614 637 € | 1 085 014 € | -72 336 € | 1 179 889 € |
| EBITDA | 24 243 € | 21 196 € | 6 219 € | 5 777 € | -70 632 € |
| Net margin | 131.0% | 133.2% | 276.1% | -18.9% | N/C |
In 2024, GROUPE PHEA achieves revenue of 541 k€. Over the period 2021-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +12.3%. Vs 2023, growth of +17% (461 k€ -> 541 k€). After deducting consumption (0 €), gross margin stands at 541 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 24 k€, representing 4.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 709 k€, i.e. 131.0% of revenue. This profit can be retained or distributed to shareholders.
541 149 €
541 149 €
24 243 €
10 578 €
708 748 €
4.5%
The debt ratio (= Financial debt / Equity x 100) stands at 31%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 75%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 147.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
30.893%
75.418%
147.143%
2.742
59.2%
In 2024, the debt ratio of GROUPE PHEA (30.89) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of GROUPE PHEA (75.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of GROUPE PHEA (2.74) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 716.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 502.6x. Operating income very largely covers interest expenses: high safety margin.
716.498
502.632
In 2024, the liquidity ratio of GROUPE PHEA (716.50) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of GROUPE PHEA (502.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 77 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 36 days. The gap of 41 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 354 days of revenue, i.e. 532 k€ to permanently finance.
531 538 €
77 j
36 j
0 j
354 j
Based on 62 transactions of similar company sales
in 2024,
the value of GROUPE PHEA is estimated at
1 155 283 €
(range 341 129€ - 2 344 143€).
With an EBITDA of 24 243€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GROUPE PHEA with other companies in the same sector:
The revenue of GROUPE PHEA in 2024 is 541 k€.
Yes, GROUPE PHEA generated a net profit of 709 k€ in 2024.
The headquarters of GROUPE PHEA is located in YSSINGEAUX (43200), in the department Haute-Loire.
The tax return of GROUPE PHEA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GROUPE PHEA operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.