GROUPE LOISELEUR HAUTS DE FRANCE GRAND PARIS : revenue, balance sheet and financial ratios

In 2025, GROUPE LOISELEUR HAUTS DE FRANCE GRAND PARIS achieves revenue of 20.1 M€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +8.0%. Slight decline of -6% vs 2024. After deducting consumption (3.9 M€), gross margin stands at 16.2 M€, i.e. a rate of 81%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2.4 M€, representing 12.0% of revenue. Warning negative scissor effect: despite revenue change (-6%), EBITDA varies by -20%, reducing margin by 2.2 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.7 M€, i.e. 8.6% of revenue. This profit can be retained or distributed to shareholders.

The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 47%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 11.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

The liquidity ratio (= Current assets / Current liabilities) stands at 168.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 101 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 80 days. The company must finance 21 days of gap between collections and payments. Overall, WCR represents 125 days of revenue, i.e. 7.0 M€ to permanently finance. Over 2017-2025, WCR increased by +204%, requiring additional financing.

Based on 125 transactions of similar company sales (all years), the value of GROUPE LOISELEUR HAUTS DE FRANCE GRAND PARIS is estimated at 6 584 944 € (range 2 507 877€ - 11 625 842€). With an EBITDA of 2 409 750€, the sector multiple of 2.8x is applied. The price/revenue ratio is 0.35x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.