GROUPE IMMOBILIER STEPHANE CHARASSE : revenue, balance sheet and financial ratios

GROUPE IMMOBILIER STEPHANE CHARASSE is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in AIX-EN-PROVENCE (13100), this company of category PME shows in 2025 a revenue of 238 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GROUPE IMMOBILIER STEPHANE CHARASSE (SIREN 882559420)
Indicator 2025 2024 2023 2022
Revenue 237 991 € 224 036 € 157 483 € 88 003 €
Net income 68 062 € 134 349 € 80 015 € 127 809 €
EBITDA 49 351 € 17 798 € 37 620 € 59 902 €
Net margin 28.6% 60.0% 50.8% 145.2%

Revenue and income statement

In 2025, GROUPE IMMOBILIER STEPHANE CHARASSE achieves revenue of 238 k€. Over the period 2022-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +39.3%. Vs 2024: +6%. After deducting consumption (0 €), gross margin stands at 238 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 49 k€, representing 20.7% of revenue. Positive scissor effect: EBITDA margin improves by +12.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 68 k€, i.e. 28.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

237 991 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

237 991 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

49 351 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

42 741 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

68 062 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

20.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 36%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 54%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 28.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

36.086%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

53.756%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

28.811%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.961

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

65.9%

Solvency indicators evolution
GROUPE IMMOBILIER STEPHANE CHARASSE

Sector positioning

Debt ratio
36.09 2025
2023
2024
2025
Q1: 0.0
Med: 11.05
Q3: 95.39
Average -16 pts over 3 years

In 2025, the debt ratio of GROUPE IMMOBILIER STEPHAN... (36.09) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
53.76% 2025
2023
2024
2025
Q1: 9.39%
Med: 52.08%
Q3: 89.29%
Good +7 pts over 3 years

In 2025, the financial autonomy of GROUPE IMMOBILIER STEPHAN... (53.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.96 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.12 years
Q3: 3.48 years
Average

In 2025, the repayment capacity of GROUPE IMMOBILIER STEPHAN... (0.96) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 345.52. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 15.7x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

345.521

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

15.738

Liquidity indicators evolution
GROUPE IMMOBILIER STEPHANE CHARASSE

Sector positioning

Liquidity ratio
345.52 2025
2023
2024
2025
Q1: 117.65
Med: 590.18
Q3: 4189.62
Average -12 pts over 3 years

In 2025, the liquidity ratio of GROUPE IMMOBILIER STEPHAN... (345.52) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
15.74x 2025
2023
2024
2025
Q1: -77.28x
Med: 0.0x
Q3: 0.0x
Excellent +25 pts over 3 years

In 2025, the interest coverage of GROUPE IMMOBILIER STEPHAN... (15.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 355 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 28 days. The gap of 327 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 369 days of revenue, i.e. 244 k€ to permanently finance. Over 2022-2025, WCR increased by +43%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

243 696 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

355 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

28 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

369 j

WCR and payment terms evolution
GROUPE IMMOBILIER STEPHANE CHARASSE

Positioning of GROUPE IMMOBILIER STEPHANE CHARASSE in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 34 716€ to 294 548€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
34k€ 72k€ 294k€
72 912 € Range: 34 716€ - 294 548€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare GROUPE IMMOBILIER STEPHANE CHARASSE with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about GROUPE IMMOBILIER STEPHANE CHARASSE

What is the revenue of GROUPE IMMOBILIER STEPHANE CHARASSE ?

The revenue of GROUPE IMMOBILIER STEPHANE CHARASSE in 2025 is 238 k€.

Is GROUPE IMMOBILIER STEPHANE CHARASSE profitable?

Yes, GROUPE IMMOBILIER STEPHANE CHARASSE generated a net profit of 68 k€ in 2025.

Where is the headquarters of GROUPE IMMOBILIER STEPHANE CHARASSE ?

The headquarters of GROUPE IMMOBILIER STEPHANE CHARASSE is located in AIX-EN-PROVENCE (13100), in the department Bouches-du-Rhone.

Where to find the tax return of GROUPE IMMOBILIER STEPHANE CHARASSE ?

The tax return of GROUPE IMMOBILIER STEPHANE CHARASSE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GROUPE IMMOBILIER STEPHANE CHARASSE operate?

GROUPE IMMOBILIER STEPHANE CHARASSE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.