SIREN : 431548973
GROUPE FINANSYS is a French company founded 26 years ago, specialized in the sector Activités des sociétés holding. Based in LYON (69003), this company of category PME shows in 2022 a revenue of 390 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 389 533 € | 274 670 € | 208 943 € | 293 384 € | 302 432 € | 270 159 € | 337 037 € |
| Net income | 28 256 € | -44 338 € | -55 753 € | 6 667 € | 31 632 € | 41 644 € | 844 € |
| EBITDA | 52 491 € | -48 873 € | -60 235 € | -20 811 € | 11 329 € | -38 163 € | 23 793 € |
| Net margin | 7.3% | -16.1% | -26.7% | 2.3% | 10.5% | 15.4% | 0.3% |
In 2022, GROUPE FINANSYS achieves revenue of 390 k€. Revenue is growing positively over 7 years (CAGR: +2.4%). Vs 2021, growth of +42% (275 k€ -> 390 k€). After deducting consumption (0 €), gross margin stands at 390 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 52 k€, representing 13.5% of revenue. Positive scissor effect: EBITDA margin improves by +31.3 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 28 k€, i.e. 7.3% of revenue. This profit can be retained or distributed to shareholders.
389 533 €
389 533 €
52 491 €
41 244 €
28 256 €
13.5%
The debt ratio (= Financial debt / Equity x 100) stands at 162%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 10.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 10.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
161.546%
33.786%
10.037%
10.023
7.0%
In 2022, the debt ratio of GROUPE FINANSYS (161.55) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of GROUPE FINANSYS (33.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of GROUPE FINANSYS (10.02) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 145.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 21.8x. Operating income very largely covers interest expenses: high safety margin.
145.203
21.788
In 2022, the liquidity ratio of GROUPE FINANSYS (145.20) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of GROUPE FINANSYS (21.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 60 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 116 days. Excellent situation: suppliers finance 56 days of the operating cycle (retail model). Overall, WCR represents 47 days of revenue, i.e. 50 k€ to permanently finance. Notable WCR improvement over the period (-49%), freeing up cash.
50 429 €
60 j
116 j
0 j
47 j
Based on 70 transactions of similar company sales
in 2022,
the value of GROUPE FINANSYS is estimated at
162 519 €
(range 71 839€ - 380 846€).
With an EBITDA of 52 491€, the sector multiple of 2.4x is applied.
The price/revenue ratio is 0.67x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GROUPE FINANSYS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of GROUPE FINANSYS in 2022 is 390 k€.
Yes, GROUPE FINANSYS generated a net profit of 28 k€ in 2022.
The headquarters of GROUPE FINANSYS is located in LYON (69003), in the department Rhone.
The tax return of GROUPE FINANSYS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GROUPE FINANSYS operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.