SIREN : 508618964
GROUPE FABRICE BERNIER is a French company founded 17 years ago, specialized in the sector Activités des sociétés holding. Based in ANGERS (49100), this company of category PME shows in 2022 a revenue of 119 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 |
|---|---|---|---|
| Revenue | 119 344 € | 130 022 € | 71 872 € |
| Net income | 270 669 € | 134 635 € | 163 271 € |
| EBITDA | 30 520 € | 46 223 € | 23 193 € |
| Net margin | 226.8% | 103.5% | 227.2% |
In 2022, GROUPE FABRICE BERNIER achieves revenue of 119 k€. Over the period 2020-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +28.9%. Slight decline of -8% vs 2021. After deducting consumption (627 €), gross margin stands at 119 k€, i.e. a rate of 99%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 31 k€, representing 25.6% of revenue. Warning negative scissor effect: despite revenue change (-8%), EBITDA varies by -34%, reducing margin by 10.0 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 271 k€, i.e. 226.8% of revenue. This profit can be retained or distributed to shareholders.
119 344 €
118 717 €
30 520 €
30 924 €
270 669 €
25.6%
The debt ratio (= Financial debt / Equity x 100) stands at 72%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 232.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
72.179%
56.714%
232.529%
1.761
In 2022, the debt ratio of GROUPE FABRICE BERNIER (72.18) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of GROUPE FABRICE BERNIER (56.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of GROUPE FABRICE BERNIER (1.76) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 967.70. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 12.9x. Operating income very largely covers interest expenses: high safety margin.
967.702
12.942
In 2022, the liquidity ratio of GROUPE FABRICE BERNIER (967.70) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of GROUPE FABRICE BERNIER (12.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 44 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 38 days. The company must finance 6 days of gap between collections and payments. Inventory turnover is 4 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 561 days of revenue, i.e. 186 k€ to permanently finance. Over 2020-2022, WCR increased by +58%, requiring additional financing.
186 016 €
44 j
38 j
4 j
561 j
Based on 70 transactions of similar company sales
in 2022,
the value of GROUPE FABRICE BERNIER is estimated at
261 666 €
(range 94 007€ - 569 509€).
With an EBITDA of 30 520€, the sector multiple of 2.4x is applied.
The price/revenue ratio is 0.67x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GROUPE FABRICE BERNIER with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of GROUPE FABRICE BERNIER in 2022 is 119 k€.
Yes, GROUPE FABRICE BERNIER generated a net profit of 271 k€ in 2022.
The headquarters of GROUPE FABRICE BERNIER is located in ANGERS (49100), in the department Maine-et-Loire.
The tax return of GROUPE FABRICE BERNIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GROUPE FABRICE BERNIER operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.