GROUPE EML : revenue, balance sheet and financial ratios
GROUPE EML is a French company
founded 22 years ago,
specialized in the sector Gestion de fonds.
Based in BOURGOIN-JALLIEU (38300),
this company of category PME
shows in 2023 a revenue of 1.6 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, GROUPE EML generates positive net income of 750 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 829 k€ -> 750 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
750 379 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 107%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
106.832%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
45.902%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
153.601
141.512
115.618
87.657
83.822
77.593
63.346
72.449
106.832
Financial autonomy
37.906
39.163
44.852
51.769
52.081
52.28
58.162
54.066
45.902
Repayment capacity
6.262
14.704
14.2
17.554
18.569
17.311
40.951
16.781
None
Cash flow / Revenue
77.837%
34.525%
29.959%
22.953%
24.046%
24.443%
7.669%
17.287%
None%
Sector positioning
Debt ratio
106.832024
2022
2023
2024
Q1: 0.0
Med: 8.3
Q3: 92.95
Average+14 pts over 3 years
In 2024, the debt ratio of GROUPE EML (106.83) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
45.9%2024
2022
2023
2024
Q1: 4.58%
Med: 48.37%
Q3: 87.3%
Average-6 pts over 3 years
In 2024, the financial autonomy of GROUPE EML (45.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
16.78 years2023
2022
2023
Q1: -0.04 years
Med: 0.0 years
Q3: 3.18 years
Average
In 2023, the repayment capacity of GROUPE EML (16.78) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 474.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
474.555
Liquidity indicators evolution GROUPE EML
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
958.14
749.175
1001.88
1121.119
746.474
441.983
401.902
445.477
474.555
Interest coverage
4871.847
164.191
97.672
-38.63
-42.543
-35.023
-18.23
-111.242
None
Sector positioning
Liquidity ratio
474.562024
2022
2023
2024
Q1: 100.7
Med: 470.56
Q3: 3112.15
Good
In 2024, the liquidity ratio of GROUPE EML (474.56) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
-111.24x2023
2022
2023
Q1: -59.51x
Med: 0.0x
Q3: 0.0x
Average-15 pts over 2 years
In 2023, the interest coverage of GROUPE EML (-111.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution GROUPE EML
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
1 525 040 €
2 600 854 €
2 421 320 €
2 225 706 €
1 094 129 €
1 293 262 €
1 612 895 €
1 870 866 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
47
95
39
92
31
26
57
48
0
Supplier payment term (days)
72
67
78
79
82
100
82
69
0
Positioning of GROUPE EML in its sector
Comparison with sector Gestion de fonds
Valuation estimate
Based on 62 transactions of similar company sales
in 2024,
the value of GROUPE EML is estimated at
5 546 243 €
(range 1 574 722€ - 10 987 699€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2024
62 tx
1574k€5546k€10987k€
5 546 243 €Range: 1 574 722€ - 10 987 699€
NAF 5 année 2024
Valuation method used
Net Income Multiple
750 379 €
×
7.4x
=5 546 243 €
Range: 1 574 723€ - 10 987 700€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Gestion de fonds)
Compare GROUPE EML with other companies in the same sector:
Yes, GROUPE EML generated a net profit of 750 k€ in 2024.
Where is the headquarters of GROUPE EML ?
The headquarters of GROUPE EML is located in BOURGOIN-JALLIEU (38300), in the department Isere.
Where to find the tax return of GROUPE EML ?
The tax return of GROUPE EML is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does GROUPE EML operate?
GROUPE EML operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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