Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

GROUPE CREDIT 2L : revenue, balance sheet and financial ratios

GROUPE CREDIT 2L is a French company founded 6 years ago, specialized in the sector Activités des sociétés holding. Based in JACOU (34830), this company of category PME shows in 2022 a net income positive of 243 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GROUPE CREDIT 2L (SIREN 853001451)
Indicator 2022
Revenue N/C
Net income 242 834 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2022, GROUPE CREDIT 2L generates positive net income of 243 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

242 834 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 36%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 72%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

36.264%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

72.477%

Solvency indicators evolution
GROUPE CREDIT 2L

Sector positioning

Debt ratio
36.26 2022
2022
Q1: 0.1
Med: 13.78
Q3: 79.91
Average

In 2022, the debt ratio of GROUPE CREDIT 2L (36.26) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
72.48% 2022
2022
Q1: 21.11%
Med: 62.06%
Q3: 90.2%
Good

In 2022, the financial autonomy of GROUPE CREDIT 2L (72.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 2744.03. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

2744.025

Liquidity indicators evolution
GROUPE CREDIT 2L

Sector positioning

Liquidity ratio
2744.03 2022
2022
Q1: 111.66
Med: 499.96
Q3: 2835.13
Good

In 2022, the liquidity ratio of GROUPE CREDIT 2L (2744.03) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of GROUPE CREDIT 2L in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 70 transactions of similar company sales in 2022, the value of GROUPE CREDIT 2L is estimated at 900 878 € (range 291 484€ - 1 829 365€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
70 tx
291k€ 900k€ 1829k€
900 878 € Range: 291 484€ - 1 829 365€
NAF 5 année 2022

Valuation method used

Net Income Multiple
242 834 € × 3.7x = 900 878 €
Range: 291 484€ - 1 829 365€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare GROUPE CREDIT 2L with other companies in the same sector:

Frequently asked questions about GROUPE CREDIT 2L

What is the revenue of GROUPE CREDIT 2L ?

The revenue of GROUPE CREDIT 2L is not publicly disclosed (confidential accounts filed with INPI).

Is GROUPE CREDIT 2L profitable?

Yes, GROUPE CREDIT 2L generated a net profit of 243 k€ in 2022.

Where is the headquarters of GROUPE CREDIT 2L ?

The headquarters of GROUPE CREDIT 2L is located in JACOU (34830), in the department Herault.

Where to find the tax return of GROUPE CREDIT 2L ?

The tax return of GROUPE CREDIT 2L is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GROUPE CREDIT 2L operate?

GROUPE CREDIT 2L operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.