GROUPE CIOA (CENTRE INTERNATIONAL) : revenue, balance sheet and financial ratios

GROUPE CIOA (CENTRE INTERNATIONAL) is a French company founded 26 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in LA GARDE (83130), this company of category PME shows in 2021 a revenue of 10.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GROUPE CIOA (CENTRE INTERNATIONAL) (SIREN 423079540)
Indicator 2021 2020 2019 2018 2017
Revenue 10 067 002 € 9 052 197 € 11 286 448 € 6 790 403 € 9 253 662 €
Net income 1 103 788 € 1 248 252 € 1 417 635 € 903 020 € 875 906 €
EBITDA 6 576 475 € 3 015 663 € 2 602 164 € 1 742 286 € 2 955 040 €
Net margin 11.0% 13.8% 12.6% 13.3% 9.5%

Revenue and income statement

In 2021, GROUPE CIOA (CENTRE INTERNATIONAL) achieves revenue of 10.1 M€. Revenue is growing positively over 5 years (CAGR: +2.1%). Vs 2020, growth of +11% (9.1 M€ -> 10.1 M€). After deducting consumption (542 k€), gross margin stands at 9.5 M€, i.e. a rate of 95%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 6.6 M€, representing 65.3% of revenue. Positive scissor effect: EBITDA margin improves by +32.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.1 M€, i.e. 11.0% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

10 067 002 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

9 524 729 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

6 576 475 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

1 185 136 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 103 788 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

65.2%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 60%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 62.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

59.669%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

42.442%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

62.413%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.773

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

1.6%

Solvency indicators evolution
GROUPE CIOA (CENTRE INTERNATIONAL)

Sector positioning

Debt ratio
59.67 2021
2019
2020
2021
Q1: 0.0
Med: 5.67
Q3: 57.88
Average

In 2021, the debt ratio of GROUPE CIOA (CENTRE INTER... (59.67) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
42.44% 2021
2019
2020
2021
Q1: 6.69%
Med: 39.89%
Q3: 74.08%
Good +7 pts over 3 years

In 2021, the financial autonomy of GROUPE CIOA (CENTRE INTER... (42.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.77 years 2021
2019
2020
2021
Q1: 0.0 years
Med: 0.0 years
Q3: 1.06 years
Average -7 pts over 3 years

In 2021, the repayment capacity of GROUPE CIOA (CENTRE INTER... (0.77) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 216.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.0x. Financial charges are adequately covered by operations.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

216.281

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

2.004

Liquidity indicators evolution
GROUPE CIOA (CENTRE INTERNATIONAL)

Sector positioning

Liquidity ratio
216.28 2021
2019
2020
2021
Q1: 138.87
Med: 286.25
Q3: 706.82
Average +13 pts over 3 years

In 2021, the liquidity ratio of GROUPE CIOA (CENTRE INTER... (216.28) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
2.0x 2021
2019
2020
2021
Q1: 0.0x
Med: 0.0x
Q3: 0.2x
Excellent

In 2021, the interest coverage of GROUPE CIOA (CENTRE INTER... (2.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 447 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 448 days. Favorable situation: supplier credit is longer than customer credit by 1 days. Overall, WCR represents 328 days of revenue, i.e. 9.2 M€ to permanently finance.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

9 185 233 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

447 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

448 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

328 j

WCR and payment terms evolution
GROUPE CIOA (CENTRE INTERNATIONAL)

Positioning of GROUPE CIOA (CENTRE INTERNATIONAL) in its sector

Comparison with sector Conseil pour les affaires et autres conseils de gestion

Valuation estimate

Based on 61 transactions of similar company sales in 2021, the value of GROUPE CIOA (CENTRE INTERNATIONAL) is estimated at 12 238 871 € (range 6 634 665€ - 27 477 996€). With an EBITDA of 6 576 475€, the sector multiple of 3.1x is applied. The price/revenue ratio is 0.54x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
61 tx
6634k€ 12238k€ 27477k€
12 238 871 € Range: 6 634 665€ - 27 477 996€
NAF 5 année 2021

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
6 576 475 € × 3.1x
Estimation 20 126 583 €
11 307 370€ - 47 424 797€
Revenue Multiple 30%
10 067 002 € × 0.54x
Estimation 5 445 842 €
2 217 069€ - 8 517 859€
Net Income Multiple 20%
1 103 788 € × 2.5x
Estimation 2 709 139 €
1 579 299€ - 6 051 203€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 61 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil pour les affaires et autres conseils de gestion)

Compare GROUPE CIOA (CENTRE INTERNATIONAL) with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion

Frequently asked questions about GROUPE CIOA (CENTRE INTERNATIONAL)

What is the revenue of GROUPE CIOA (CENTRE INTERNATIONAL) ?

The revenue of GROUPE CIOA (CENTRE INTERNATIONAL) in 2021 is 10.1 M€.

Is GROUPE CIOA (CENTRE INTERNATIONAL) profitable?

Yes, GROUPE CIOA (CENTRE INTERNATIONAL) generated a net profit of 1.1 M€ in 2021.

Where is the headquarters of GROUPE CIOA (CENTRE INTERNATIONAL) ?

The headquarters of GROUPE CIOA (CENTRE INTERNATIONAL) is located in LA GARDE (83130), in the department Var.

Where to find the tax return of GROUPE CIOA (CENTRE INTERNATIONAL) ?

The tax return of GROUPE CIOA (CENTRE INTERNATIONAL) is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GROUPE CIOA (CENTRE INTERNATIONAL) operate?

GROUPE CIOA (CENTRE INTERNATIONAL) operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.