GROUPE CHRISTOPHE CAVE FINANCES : revenue, balance sheet and financial ratios

GROUPE CHRISTOPHE CAVE FINANCES is a French company founded 13 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in SALERNES (83690), this company of category PME shows in 2023 a revenue of 118 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GROUPE CHRISTOPHE CAVE FINANCES (SIREN 789943008)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue 117 757 € 242 907 € 80 776 € 107 029 € 104 835 € 246 868 € 167 300 € 349 628 € 325 901 €
Net income -35 392 € 336 119 € -135 314 € 129 593 € -39 835 € 62 777 € 59 280 € -70 333 € 87 951 €
EBITDA -58 242 € 8 223 € -58 290 € -48 254 € -61 184 € 84 844 € 22 987 € -87 816 € 110 626 €
Net margin -30.1% 138.4% -167.5% 121.1% -38.0% 25.4% 35.4% -20.1% 27.0%

Revenue and income statement

In 2023, GROUPE CHRISTOPHE CAVE FINANCES achieves revenue of 118 k€. Revenue is declining over the period 2015-2023 (CAGR: -11.9%). Significant drop of -52% vs 2022. After deducting consumption (39 k€), gross margin stands at 79 k€, i.e. a rate of 67%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -58 k€, representing -49.5% of revenue. Warning negative scissor effect: despite revenue change (-52%), EBITDA varies by -808%, reducing margin by 52.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -35 k€ (-30.1% of revenue), which will impact equity.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

117 757 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

79 003 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-58 242 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-62 194 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-35 392 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-49.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 96%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1.116%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

95.799%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-26.699%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.153

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

27.4%

Solvency indicators evolution
GROUPE CHRISTOPHE CAVE FINANCES

Sector positioning

Debt ratio
1.12 2023
2021
2022
2023
Q1: 0.02
Med: 13.01
Q3: 113.78
Good -48 pts over 3 years

In 2023, the debt ratio of GROUPE CHRISTOPHE CAVE FI... (1.12) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
95.8% 2023
2021
2022
2023
Q1: 15.8%
Med: 60.29%
Q3: 91.58%
Excellent +47 pts over 3 years

In 2023, the financial autonomy of GROUPE CHRISTOPHE CAVE FI... (95.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-0.15 years 2023
2021
2022
2023
Q1: 0.0 years
Med: 0.12 years
Q3: 4.47 years
Excellent

In 2023, the repayment capacity of GROUPE CHRISTOPHE CAVE FI... (-0.15) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 2895.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

2895.461

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
GROUPE CHRISTOPHE CAVE FINANCES

Sector positioning

Liquidity ratio
2895.46 2023
2021
2022
2023
Q1: 139.34
Med: 883.94
Q3: 5556.79
Good +11 pts over 3 years

In 2023, the liquidity ratio of GROUPE CHRISTOPHE CAVE FI... (2895.46) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2023
2021
2022
2023
Q1: -106.29x
Med: -3.78x
Q3: 0.0x
Excellent +25 pts over 3 years

In 2023, the interest coverage of GROUPE CHRISTOPHE CAVE FI... (0.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 24 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 9 days. The company must finance 15 days of gap between collections and payments. Overall, WCR represents 1023 days of revenue, i.e. 335 k€ to permanently finance. Over 2015-2023, WCR increased by +147%, requiring additional financing.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

334 757 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

24 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

9 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

1023 j

WCR and payment terms evolution
GROUPE CHRISTOPHE CAVE FINANCES

Positioning of GROUPE CHRISTOPHE CAVE FINANCES in its sector

Comparison with sector Fonds de placement et entités financières similaires

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (25 transactions). This range of 68 523€ to 89 873€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2023
Indicative
68k€ 76k€ 89k€
76 292 € Range: 68 523€ - 89 873€
NAF 5 année 2023

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 25 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fonds de placement et entités financières similaires)

Compare GROUPE CHRISTOPHE CAVE FINANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires

Frequently asked questions about GROUPE CHRISTOPHE CAVE FINANCES

What is the revenue of GROUPE CHRISTOPHE CAVE FINANCES ?

The revenue of GROUPE CHRISTOPHE CAVE FINANCES in 2023 is 118 k€.

Is GROUPE CHRISTOPHE CAVE FINANCES profitable?

GROUPE CHRISTOPHE CAVE FINANCES recorded a net loss in 2023.

Where is the headquarters of GROUPE CHRISTOPHE CAVE FINANCES ?

The headquarters of GROUPE CHRISTOPHE CAVE FINANCES is located in SALERNES (83690), in the department Var.

Where to find the tax return of GROUPE CHRISTOPHE CAVE FINANCES ?

The tax return of GROUPE CHRISTOPHE CAVE FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GROUPE CHRISTOPHE CAVE FINANCES operate?

GROUPE CHRISTOPHE CAVE FINANCES operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.