SIREN : 333204188
GROUPE CARDINET is a French company founded 40 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75017), this company of category PME shows in 2022 a revenue of 229 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|
| Revenue | N/C | 229 284 € | 276 288 € | 205 638 € | 161 680 € | 141 376 € |
| Net income | 240 249 € | 68 096 € | 35 441 € | 8 447 € | 20 034 € | 15 757 € |
| EBITDA | N/C | 76 550 € | 18 645 € | -7 809 € | 18 829 € | 3 252 € |
| Net margin | N/C | 29.7% | 12.8% | 4.1% | 12.4% | 11.1% |
In 2023, GROUPE CARDINET generates positive net income of 240 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2015-2023: 16 k€ -> 240 k€.
240 249 €
The debt ratio (= Financial debt / Equity x 100) stands at 26%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 40%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
25.733%
40.261%
49.2%
In 2023, the debt ratio of GROUPE CARDINET (25.73) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of GROUPE CARDINET (40.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of GROUPE CARDINET (2.47) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 78.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
78.892
In 2023, the liquidity ratio of GROUPE CARDINET (78.89) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2022, the interest coverage of GROUPE CARDINET (3.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
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Based on 193 transactions of similar company sales (all years), the value of GROUPE CARDINET is estimated at 483 541 € (range 228 724€ - 2 207 802€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GROUPE CARDINET with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of GROUPE CARDINET in 2022 is 229 k€.
Yes, GROUPE CARDINET generated a net profit of 240 k€ in 2023.
The headquarters of GROUPE CARDINET is located in PARIS (75017), in the department Paris.
The tax return of GROUPE CARDINET is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GROUPE CARDINET operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.