GROUPE BRUNO COURTOIS AUTOMOBILES : revenue, balance sheet and financial ratios

GROUPE BRUNO COURTOIS AUTOMOBILES is a French company founded 49 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in MONTIGNY-LE-BRETONNEUX (78180), this company of category PME shows in 2024 a revenue of 81 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GROUPE BRUNO COURTOIS AUTOMOBILES (SIREN 309770279)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue 81 177 € 25 726 119 € 22 002 002 € 26 984 159 € 25 186 024 € 30 355 291 € 32 283 241 € 28 692 048 € 24 931 621 € 24 484 551 €
Net income -189 844 € 5 624 730 € 95 128 € -133 346 € 343 350 € -160 738 € -67 288 € -23 668 € -134 106 € -45 015 €
EBITDA -1 007 434 € -1 320 614 € -647 562 € -946 027 € -685 139 € -951 885 € -667 482 € -948 164 € -439 164 € -431 155 €
Net margin -233.9% 21.9% 0.4% -0.5% 1.4% -0.5% -0.2% -0.1% -0.5% -0.2%

Revenue and income statement

In 2024, GROUPE BRUNO COURTOIS AUTOMOBILES achieves revenue of 81 k€. Revenue is declining over the period 2015-2024 (CAGR: -47.0%). Significant drop of -100% vs 2023. After deducting consumption (147 k€), gross margin stands at -66 k€, i.e. a rate of -81%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -1.0 M€, representing -1241.0% of revenue. Warning negative scissor effect: despite revenue change (-100%), EBITDA varies by +24%, reducing margin by 1235.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -190 k€ (-233.9% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

81 177 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

-65 817 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 007 434 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 026 278 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-189 844 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-1241.0%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 146%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

146.087%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

39.175%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-903.17%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-18.183

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

41.3%

Solvency indicators evolution
GROUPE BRUNO COURTOIS AUTOMOBILES

Sector positioning

Debt ratio
146.09 2024
2022
2023
2024
Q1: 5.46
Med: 23.95
Q3: 69.2
Average

In 2024, the debt ratio of GROUPE BRUNO COURTOIS AUT... (146.09) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
39.17% 2024
2022
2023
2024
Q1: 21.34%
Med: 45.54%
Q3: 63.3%
Average +17 pts over 3 years

In 2024, the financial autonomy of GROUPE BRUNO COURTOIS AUT... (39.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-18.18 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.47 years
Q3: 2.06 years
Excellent

In 2024, the repayment capacity of GROUPE BRUNO COURTOIS AUT... (-18.18) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 2384.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

2384.156

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-42.561

Liquidity indicators evolution
GROUPE BRUNO COURTOIS AUTOMOBILES

Sector positioning

Liquidity ratio
2384.16 2024
2022
2023
2024
Q1: 142.55
Med: 216.97
Q3: 327.22
Excellent +50 pts over 3 years

In 2024, the liquidity ratio of GROUPE BRUNO COURTOIS AUT... (2384.16) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-42.56x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.66x
Q3: 4.7x
Watch

In 2024, the interest coverage of GROUPE BRUNO COURTOIS AUT... (-42.6x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 985 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 22 days. The gap of 963 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 98 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 7577 days of revenue, i.e. 1.7 M€ to permanently finance. Notable WCR improvement over the period (-75%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 708 470 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

985 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

22 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

98 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

7577 j

WCR and payment terms evolution
GROUPE BRUNO COURTOIS AUTOMOBILES

Positioning of GROUPE BRUNO COURTOIS AUTOMOBILES in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 147 transactions of similar company sales in 2024, the value of GROUPE BRUNO COURTOIS AUTOMOBILES is estimated at 28 180 € (range 18 678€ - 52 890€). The price/revenue ratio is 0.35x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
147 transactions
18k€ 28k€ 52k€
28 180 € Range: 18 678€ - 52 890€
NAF 5 année 2024

Valuation method used

Revenue Multiple
81 177 € × 0.35x = 28 181 €
Range: 18 678€ - 52 890€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 147 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare GROUPE BRUNO COURTOIS AUTOMOBILES with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about GROUPE BRUNO COURTOIS AUTOMOBILES

What is the revenue of GROUPE BRUNO COURTOIS AUTOMOBILES ?

The revenue of GROUPE BRUNO COURTOIS AUTOMOBILES in 2024 is 81 k€.

Is GROUPE BRUNO COURTOIS AUTOMOBILES profitable?

GROUPE BRUNO COURTOIS AUTOMOBILES recorded a net loss in 2024.

Where is the headquarters of GROUPE BRUNO COURTOIS AUTOMOBILES ?

The headquarters of GROUPE BRUNO COURTOIS AUTOMOBILES is located in MONTIGNY-LE-BRETONNEUX (78180), in the department Yvelines.

Where to find the tax return of GROUPE BRUNO COURTOIS AUTOMOBILES ?

The tax return of GROUPE BRUNO COURTOIS AUTOMOBILES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GROUPE BRUNO COURTOIS AUTOMOBILES operate?

GROUPE BRUNO COURTOIS AUTOMOBILES operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.