Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

GROUPE BERNARD S E A : revenue, balance sheet and financial ratios

GROUPE BERNARD S E A is a French company founded 24 years ago, specialized in the sector Travaux de revêtement des sols et des murs. Based in CREUZIER-LE-NEUF (03300), this company of category PME shows in 2016 a net income positive of 21 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GROUPE BERNARD S E A (SIREN 441665288)
Indicator 2016
Revenue N/C
Net income 21 304 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2016, GROUPE BERNARD S E A generates positive net income of 21 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2016) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

21 304 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -114%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -68%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2016) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-113.898%

Financial autonomy (2016) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-67.864%

Asset age ratio (2016) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

19.8%

Solvency indicators evolution
GROUPE BERNARD S E A

Sector positioning

Debt ratio
-113.9 2016
2016
Q1: 0.31
Med: 12.18
Q3: 49.99
Excellent

In 2016, the debt ratio of GROUPE BERNARD S E A (-113.90) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-67.86% 2016
2016
Q1: 5.5%
Med: 26.11%
Q3: 49.04%
Watch

In 2016, the financial autonomy of GROUPE BERNARD S E A (-67.9%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 95.15. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2016) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

95.146

Liquidity indicators evolution
GROUPE BERNARD S E A

Sector positioning

Liquidity ratio
95.15 2016
2016
Q1: 127.9
Med: 180.16
Q3: 269.69
Watch

In 2016, the liquidity ratio of GROUPE BERNARD S E A (95.15) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of GROUPE BERNARD S E A in its sector

Comparison with sector Travaux de revêtement des sols et des murs

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (47 transactions). This range of 24 494€ to 87 937€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2016
Indicative
24k€ 42k€ 87k€
42 540 € Range: 24 494€ - 87 937€
NAF 5 all-time
How is this estimate calculated?

This estimate is based on the analysis of 47 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de revêtement des sols et des murs)

Compare GROUPE BERNARD S E A with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de revêtement des sols et des murs

Frequently asked questions about GROUPE BERNARD S E A

What is the revenue of GROUPE BERNARD S E A ?

The revenue of GROUPE BERNARD S E A is not publicly disclosed (confidential accounts filed with INPI).

Is GROUPE BERNARD S E A profitable?

Yes, GROUPE BERNARD S E A generated a net profit of 21 k€ in 2016.

Where is the headquarters of GROUPE BERNARD S E A ?

The headquarters of GROUPE BERNARD S E A is located in CREUZIER-LE-NEUF (03300), in the department Allier.

Where to find the tax return of GROUPE BERNARD S E A ?

The tax return of GROUPE BERNARD S E A is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GROUPE BERNARD S E A operate?

GROUPE BERNARD S E A operates in the sector Travaux de revêtement des sols et des murs (NAF code 43.33Z). See the 'Sector positioning' section above to compare the company with its competitors.