GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) : revenue, balance sheet and financial ratios

GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) is a French company founded 35 years ago, specialized in the sector Construction de maisons individuelles. Based in POITIERS (86000), this company of category PME shows in 2024 a revenue of 18.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) (SIREN 381735018)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 18 690 223 € 24 713 014 € 26 021 099 € 20 571 802 € 18 480 969 € 21 726 125 € 21 282 585 € 16 076 966 € 15 040 963 €
Net income 512 725 € 628 084 € 1 069 063 € 775 279 € 871 527 € 1 115 982 € 903 456 € 917 997 € 534 935 €
EBITDA 440 954 € 557 501 € 1 111 519 € 713 910 € 1 004 386 € 1 342 567 € 1 106 472 € 1 130 313 € 646 392 €
Net margin 2.7% 2.5% 4.1% 3.8% 4.7% 5.1% 4.2% 5.7% 3.6%

Revenue and income statement

In 2024, GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) achieves revenue of 18.7 M€. Revenue is growing positively over 9 years (CAGR: +2.8%). Significant drop of -24% vs 2023. After deducting consumption (69 k€), gross margin stands at 18.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 441 k€, representing 2.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 513 k€, i.e. 2.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

18 690 223 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

18 621 711 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

440 954 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

362 029 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

512 725 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

2.4%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

11.314%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

35.224%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.022%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.453

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

41.2%

Solvency indicators evolution
GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES)

Sector positioning

Debt ratio
11.31 2024
2022
2023
2024
Q1: 0.01
Med: 9.46
Q3: 42.45
Average

In 2024, the debt ratio of GROUPE BCMI (BATISSEUR CO... (11.31) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
35.22% 2024
2022
2023
2024
Q1: 5.76%
Med: 26.65%
Q3: 49.13%
Good +6 pts over 3 years

In 2024, the financial autonomy of GROUPE BCMI (BATISSEUR CO... (35.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.45 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.71 years
Average +9 pts over 3 years

In 2024, the repayment capacity of GROUPE BCMI (BATISSEUR CO... (0.45) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 175.84. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.3x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

175.841

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.315

Liquidity indicators evolution
GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES)

Sector positioning

Liquidity ratio
175.84 2024
2022
2023
2024
Q1: 127.55
Med: 184.6
Q3: 290.72
Average +18 pts over 3 years

In 2024, the liquidity ratio of GROUPE BCMI (BATISSEUR CO... (175.84) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
1.31x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.44x
Good +19 pts over 3 years

In 2024, the interest coverage of GROUPE BCMI (BATISSEUR CO... (1.3x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 13 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 38 days. Favorable situation: supplier credit is longer than customer credit by 25 days. Inventory turnover is 4 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 18 days of revenue, i.e. 939 k€ to permanently finance. Notable WCR improvement over the period (-63%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

939 184 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

13 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

38 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

4 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

18 j

WCR and payment terms evolution
GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES)

Positioning of GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) in its sector

Comparison with sector Construction de maisons individuelles

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) is estimated at 1 675 878 € (range 818 785€ - 4 352 335€). With an EBITDA of 440 954€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
113 transactions
818k€ 1675k€ 4352k€
1 675 878 € Range: 818 785€ - 4 352 335€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
440 954 € × 3.6x
Estimation 1 608 704 €
606 237€ - 2 224 845€
Revenue Multiple 30%
18 690 223 € × 0.11x
Estimation 2 056 602 €
1 431 247€ - 8 063 569€
Net Income Multiple 20%
512 725 € × 2.5x
Estimation 1 272 729 €
431 463€ - 4 104 215€
How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Construction de maisons individuelles)

Compare GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) with other companies in the same sector:

Voir toutes les statistiques du secteur Construction de maisons individuelles

Frequently asked questions about GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES)

What is the revenue of GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) ?

The revenue of GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) in 2024 is 18.7 M€.

Is GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) profitable?

Yes, GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) generated a net profit of 513 k€ in 2024.

Where is the headquarters of GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) ?

The headquarters of GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) is located in POITIERS (86000), in the department Vienne.

Where to find the tax return of GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) ?

The tax return of GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) operate?

GROUPE BCMI (BATISSEUR CONCEPTEUR MAISONS INDIVIDUELLES) operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.