GROUPE 3 B AUTOMOBILE : revenue, balance sheet and financial ratios

GROUPE 3 B AUTOMOBILE is a French company founded 21 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in BELLERIVE-SUR-ALLIER (03700), this company of category PME shows in 2020 a revenue of 7.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GROUPE 3 B AUTOMOBILE (SIREN 480293141)
Indicator 2023 2022 2020 2019 2018 2017 2016
Revenue N/C N/C 7 062 161 € 7 480 717 € 7 120 719 € 7 805 896 € 8 060 880 €
Net income 26 248 € 14 549 € 20 189 € 31 403 € -76 630 € 19 974 € 19 933 €
EBITDA N/C N/C 3 846 € 27 386 € 23 611 € 38 897 € 1 421 €
Net margin N/C N/C 0.3% 0.4% -1.1% 0.3% 0.2%

Revenue and income statement

In 2023, GROUPE 3 B AUTOMOBILE generates positive net income of 26 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2023: 20 k€ -> 26 k€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

26 248 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 124%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

124.386%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

39.379%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

5.1%

Solvency indicators evolution
GROUPE 3 B AUTOMOBILE

Sector positioning

Debt ratio
124.39 2023
2020
2022
2023
Q1: 5.35
Med: 46.58
Q3: 142.41
Average

In 2023, the debt ratio of GROUPE 3 B AUTOMOBILE (124.39) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
39.38% 2023
2020
2022
2023
Q1: 10.97%
Med: 26.91%
Q3: 51.24%
Good +7 pts over 3 years

In 2023, the financial autonomy of GROUPE 3 B AUTOMOBILE (39.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
165.04 years 2020
2020
Q1: -0.02 years
Med: 0.52 years
Q3: 5.33 years
Watch

In 2020, the repayment capacity of GROUPE 3 B AUTOMOBILE (165.04) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 492.87. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

492.869

Liquidity indicators evolution
GROUPE 3 B AUTOMOBILE

Sector positioning

Liquidity ratio
492.87 2023
2020
2022
2023
Q1: 135.15
Med: 203.86
Q3: 381.72
Excellent +17 pts over 3 years

In 2023, the liquidity ratio of GROUPE 3 B AUTOMOBILE (492.87) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
217.32x 2020
2020
Q1: 0.0x
Med: 0.35x
Q3: 7.29x
Excellent

In 2020, the interest coverage of GROUPE 3 B AUTOMOBILE (217.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
GROUPE 3 B AUTOMOBILE

Positioning of GROUPE 3 B AUTOMOBILE in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 149 transactions of similar company sales in 2023, the value of GROUPE 3 B AUTOMOBILE is estimated at 54 179 € (range 13 533€ - 96 489€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
149 transactions
13k€ 54k€ 96k€
54 179 € Range: 13 533€ - 96 489€
NAF 5 année 2023

Valuation method used

Net Income Multiple
26 248 € × 2.1x = 54 179 €
Range: 13 534€ - 96 490€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 149 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare GROUPE 3 B AUTOMOBILE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about GROUPE 3 B AUTOMOBILE

What is the revenue of GROUPE 3 B AUTOMOBILE ?

The revenue of GROUPE 3 B AUTOMOBILE in 2020 is 7.1 M€.

Is GROUPE 3 B AUTOMOBILE profitable?

Yes, GROUPE 3 B AUTOMOBILE generated a net profit of 26 k€ in 2023.

Where is the headquarters of GROUPE 3 B AUTOMOBILE ?

The headquarters of GROUPE 3 B AUTOMOBILE is located in BELLERIVE-SUR-ALLIER (03700), in the department Allier.

Where to find the tax return of GROUPE 3 B AUTOMOBILE ?

The tax return of GROUPE 3 B AUTOMOBILE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GROUPE 3 B AUTOMOBILE operate?

GROUPE 3 B AUTOMOBILE operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.