GROUPAMA IMMOBILIER : revenue, balance sheet and financial ratios

GROUPAMA IMMOBILIER is a French company founded 28 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in PARIS (75016), this company of category GE shows in 2024 a revenue of 25.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GROUPAMA IMMOBILIER (SIREN 413114760)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 25 575 801 € 25 494 193 € 27 071 179 € 26 422 851 € 25 236 809 € 27 428 460 € 25 392 666 € 26 338 290 € 27 679 777 €
Net income 2 701 526 € 2 407 417 € 3 012 359 € 2 748 648 € 2 385 278 € 2 001 552 € 2 235 710 € 1 728 195 € 1 848 432 €
EBITDA -368 743 € -663 764 € 1 343 588 € 2 976 161 € 2 176 777 € 3 109 014 € 3 684 768 € 3 692 284 € 2 330 415 €
Net margin 10.6% 9.4% 11.1% 10.4% 9.5% 7.3% 8.8% 6.6% 6.7%

Revenue and income statement

In 2024, GROUPAMA IMMOBILIER achieves revenue of 25.6 M€. Activity remains stable over the period (CAGR: -1.0%). Vs 2023: +0%. After deducting consumption (0 €), gross margin stands at 25.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -369 k€, representing -1.4% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.7 M€, i.e. 10.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

25 575 801 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

25 575 801 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-368 743 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

4 179 797 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

2 701 526 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-1.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 12.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

18.857%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

12.58%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
GROUPAMA IMMOBILIER

Sector positioning

Debt ratio
0.0 2024
2022
2023
2024
Q1: 0.0
Med: 10.09
Q3: 67.7
Excellent

In 2024, the debt ratio of GROUPAMA IMMOBILIER (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
18.86% 2024
2022
2023
2024
Q1: 3.13%
Med: 14.35%
Q3: 43.65%
Good

In 2024, the financial autonomy of GROUPAMA IMMOBILIER (18.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.0 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.18 years
Q3: 4.28 years
Excellent

In 2024, the repayment capacity of GROUPAMA IMMOBILIER (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 145.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

145.755

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-56.95

Liquidity indicators evolution
GROUPAMA IMMOBILIER

Sector positioning

Liquidity ratio
145.75 2024
2022
2023
2024
Q1: 100.01
Med: 116.53
Q3: 409.53
Good

In 2024, the liquidity ratio of GROUPAMA IMMOBILIER (145.75) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-56.95x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 7.73x
Average -50 pts over 3 years

In 2024, the interest coverage of GROUPAMA IMMOBILIER (-57.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 51 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 108 days. Excellent situation: suppliers finance 57 days of the operating cycle (retail model). WCR is negative (-73 days): operations structurally generate cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-5 161 708 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

51 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

108 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-73 j

WCR and payment terms evolution
GROUPAMA IMMOBILIER

Positioning of GROUPAMA IMMOBILIER in its sector

Comparison with sector Administration d'immeubles et autres biens immobiliers

Valuation estimate

Based on 277 transactions of similar company sales (all years), the value of GROUPAMA IMMOBILIER is estimated at 6 790 235 € (range 2 652 553€ - 16 977 314€). The price/revenue ratio is 0.29x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
277 transactions
2652k€ 6790k€ 16977k€
6 790 235 € Range: 2 652 553€ - 16 977 314€
NAF 5 all-time

Valuation detail by method

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Revenue Multiple 30%
25 575 801 € × 0.29x
Estimation 7 298 181 €
3 517 746€ - 15 921 772€
Net Income Multiple 20%
2 701 526 € × 2.2x
Estimation 6 028 318 €
1 354 764€ - 18 560 629€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Administration d'immeubles et autres biens immobiliers)

Compare GROUPAMA IMMOBILIER with other companies in the same sector:

Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers

Frequently asked questions about GROUPAMA IMMOBILIER

What is the revenue of GROUPAMA IMMOBILIER ?

The revenue of GROUPAMA IMMOBILIER in 2024 is 25.6 M€.

Is GROUPAMA IMMOBILIER profitable?

Yes, GROUPAMA IMMOBILIER generated a net profit of 2.7 M€ in 2024.

Where is the headquarters of GROUPAMA IMMOBILIER ?

The headquarters of GROUPAMA IMMOBILIER is located in PARIS (75016), in the department Paris.

Where to find the tax return of GROUPAMA IMMOBILIER ?

The tax return of GROUPAMA IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GROUPAMA IMMOBILIER operate?

GROUPAMA IMMOBILIER operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.