SIREN : 383748936
GROUP LIFE is a French company founded 35 years ago, specialized in the sector Activités des sociétés holding. Based in CRETEIL (94000), this company of category PME shows in 2024 a revenue of 1.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 406 204 € | 746 015 € | 2 710 793 € | 1 221 004 € | 242 450 € | 950 000 € | N/C | N/C |
| Net income | 122 719 € | 97 656 € | 1 681 371 € | 3 320 792 € | 363 098 € | 509 795 € | 11 405 833 € | 230 845 € |
| EBITDA | 140 609 € | -421 867 € | 290 835 € | -97 326 € | -1 607 493 € | 259 791 € | N/C | N/C |
| Net margin | 8.7% | 13.1% | 62.0% | 272.0% | 149.8% | 53.7% | N/C | N/C |
In 2024, GROUP LIFE achieves revenue of 1.4 M€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +8.2%. Vs 2023, growth of +88% (746 k€ -> 1.4 M€). After deducting consumption (0 €), gross margin stands at 1.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 141 k€, representing 10.0% of revenue. Positive scissor effect: EBITDA margin improves by +66.5 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 123 k€, i.e. 8.7% of revenue. This profit can be retained or distributed to shareholders.
1 406 204 €
1 406 204 €
140 609 €
138 054 €
122 719 €
10.0%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 88%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
2.128%
87.504%
6.682%
2.283
29.1%
In 2024, the debt ratio of GROUP LIFE (2.13) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of GROUP LIFE (87.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of GROUP LIFE (2.28) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 738.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
738.197
0.0
In 2024, the liquidity ratio of GROUP LIFE (738.20) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of GROUP LIFE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1456 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 10 days. The gap of 1446 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1962 days of revenue, i.e. 7.7 M€ to permanently finance.
7 662 757 €
1456 j
10 j
0 j
1962 j
Based on 54 transactions of similar company sales
in 2024,
the value of GROUP LIFE is estimated at
624 194 €
(range 234 928€ - 1 064 469€).
With an EBITDA of 140 609€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GROUP LIFE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of GROUP LIFE in 2024 is 1.4 M€.
Yes, GROUP LIFE generated a net profit of 123 k€ in 2024.
The headquarters of GROUP LIFE is located in CRETEIL (94000), in the department Val-de-Marne.
The tax return of GROUP LIFE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GROUP LIFE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.