GROUP BALARD MANAGEMENT -GBM : revenue, balance sheet and financial ratios

GROUP BALARD MANAGEMENT -GBM is a French company founded 28 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in MILLAU (12100), this company of category PME shows in 2024 a revenue of 25 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GROUP BALARD MANAGEMENT -GBM (SIREN 413776519)
Indicator 2024 2023 2021 2019 2018 2017 2016
Revenue 25 339 € 24 131 € 14 500 € 36 500 € 39 900 € 253 875 € 38 400 €
Net income 307 846 € 131 927 € 28 679 € -149 488 € 4 866 € 86 163 € 22 523 €
EBITDA -2 561 € -14 038 € 7 647 € -27 366 € -22 695 € 52 549 € -15 932 €
Net margin 1214.9% 546.7% 197.8% -409.6% 12.2% 33.9% 58.7%

Revenue and income statement

In 2024, GROUP BALARD MANAGEMENT -GBM achieves revenue of 25 k€. Revenue is declining over the period 2016-2024 (CAGR: -5.1%). Vs 2023: +5%. After deducting consumption (0 €), gross margin stands at 25 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -3 k€, representing -10.1% of revenue. Positive scissor effect: EBITDA margin improves by +48.1 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 308 k€, i.e. 1214.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

25 339 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

25 339 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-2 561 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 735 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

307 846 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-10.1%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 26%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 74%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1215.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

25.755%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

74.363%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1215.597%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.84

Solvency indicators evolution
GROUP BALARD MANAGEMENT -GBM

Sector positioning

Debt ratio
25.75 2024
2021
2023
2024
Q1: 0.0
Med: 5.94
Q3: 188.9
Average

In 2024, the debt ratio of GROUP BALARD MANAGEMENT -GBM (25.75) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
74.36% 2024
2021
2023
2024
Q1: 0.0%
Med: 12.3%
Q3: 57.41%
Excellent

In 2024, the financial autonomy of GROUP BALARD MANAGEMENT -GBM (74.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
1.84 years 2024
2021
2023
2024
Q1: -9.06 years
Med: 0.0 years
Q3: 2.45 years
Average -6 pts over 3 years

In 2024, the repayment capacity of GROUP BALARD MANAGEMENT -GBM (1.84) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 0.00. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

0.0

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-489.692

Liquidity indicators evolution
GROUP BALARD MANAGEMENT -GBM

Sector positioning

Liquidity ratio
0.0 2024
2021
2023
2024
Q1: 148.32
Med: 585.43
Q3: 3614.66
Average +11 pts over 3 years

In 2024, the liquidity ratio of GROUP BALARD MANAGEMENT -GBM (0.00) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-489.69x 2024
2021
2023
2024
Q1: -12.26x
Med: 0.0x
Q3: 5.03x
Average -25 pts over 3 years

In 2024, the interest coverage of GROUP BALARD MANAGEMENT -GBM (-489.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 108 days. Excellent situation: suppliers finance 108 days of the operating cycle (retail model). WCR is negative (-2668 days): operations structurally generate cash. Notable WCR improvement over the period (-35%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-187 794 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

108 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-2668 j

WCR and payment terms evolution
GROUP BALARD MANAGEMENT -GBM

Positioning of GROUP BALARD MANAGEMENT -GBM in its sector

Comparison with sector Activités des marchands de biens immobiliers

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 535 356€ to 2 418 361€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
535k€ 940k€ 2418k€
940 956 € Range: 535 356€ - 2 418 361€
NAF 5 année 2024

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des marchands de biens immobiliers)

Compare GROUP BALARD MANAGEMENT -GBM with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers

Frequently asked questions about GROUP BALARD MANAGEMENT -GBM

What is the revenue of GROUP BALARD MANAGEMENT -GBM ?

The revenue of GROUP BALARD MANAGEMENT -GBM in 2024 is 25 k€.

Is GROUP BALARD MANAGEMENT -GBM profitable?

Yes, GROUP BALARD MANAGEMENT -GBM generated a net profit of 308 k€ in 2024.

Where is the headquarters of GROUP BALARD MANAGEMENT -GBM ?

The headquarters of GROUP BALARD MANAGEMENT -GBM is located in MILLAU (12100), in the department Aveyron.

Where to find the tax return of GROUP BALARD MANAGEMENT -GBM ?

The tax return of GROUP BALARD MANAGEMENT -GBM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GROUP BALARD MANAGEMENT -GBM operate?

GROUP BALARD MANAGEMENT -GBM operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.