Employees: NN (None)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2016-09-01 (9 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: BALLAN-MIRE (37510), Indre-et-Loire
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
GRMC : revenue, balance sheet and financial ratios
GRMC is a French company
founded 9 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in BALLAN-MIRE (37510),
this company of category PME
shows in 2024 a net income positive of 86 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, GRMC generates positive net income of 86 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2023-2024: 42 k€ -> 86 k€.
Net income (2024)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
86 266 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 26%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
26.153%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
38.132%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2023
2024
Debt ratio
0.712
26.153
Financial autonomy
47.04
38.132
Repayment capacity
None
None
Cash flow / Revenue
None%
None%
Sector positioning
Debt ratio
26.152024
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average+34 pts over 2 years
In 2024, the debt ratio of GRMC (26.15) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
38.13%2024
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Average-7 pts over 2 years
In 2024, the financial autonomy of GRMC (38.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 159.41. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
159.415
Liquidity indicators evolution GRMC
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2023
2024
Liquidity ratio
179.048
159.415
Interest coverage
None
None
Sector positioning
Liquidity ratio
159.412024
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Average
In 2024, the liquidity ratio of GRMC (159.41) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Positioning of GRMC in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of GRMC is estimated at
173 624 €
(range 82 127€ - 792 753€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
82k€173k€792k€
173 624 €Range: 82 127€ - 792 753€
NAF 5 all-time
Valuation method used
Net Income Multiple
86 266 €
×
2.0x
=173 625 €
Range: 82 128€ - 792 754€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare GRMC with other companies in the same sector:
The revenue of GRMC is not publicly disclosed (confidential accounts filed with INPI).
Is GRMC profitable?
Yes, GRMC generated a net profit of 86 k€ in 2024.
Where is the headquarters of GRMC ?
The headquarters of GRMC is located in BALLAN-MIRE (37510), in the department Indre-et-Loire.
Where to find the tax return of GRMC ?
The tax return of GRMC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does GRMC operate?
GRMC operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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