SIREN : 341911576
GRESHAM BANQUE is a French company founded 38 years ago, specialized in the sector Autres intermédiations monétaires. Based in PARIS (75008), this company of category GE shows in 2024 a revenue of 30.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 30 674 000 € | 29 449 000 € | 22 303 000 € | 18 752 000 € | 17 647 000 € | N/C | N/C | N/C | N/C |
| Net income | 3 141 000 € | 5 571 000 € | 0 € | 2 901 000 € | 0 € | 5 800 € | 0 € | 0 € | 0 € |
| EBITDA | 14 986 000 € | 29 449 000 € | 22 303 000 € | 18 752 000 € | 17 647 000 € | N/C | N/C | N/C | N/C |
| Net margin | 10.2% | 18.9% | 0.0% | 15.5% | 0.0% | N/C | N/C | N/C | N/C |
In 2024, GRESHAM BANQUE achieves revenue of 30.7 M€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +14.8%. Vs 2023: +4%. After deducting consumption (0 €), gross margin stands at 30.7 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 15.0 M€, representing 48.9% of revenue. Warning negative scissor effect: despite revenue change (+4%), EBITDA varies by -49%, reducing margin by 51.1 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3.1 M€, i.e. 10.2% of revenue. This profit can be retained or distributed to shareholders.
30 674 000 €
30 674 000 €
14 986 000 €
3 741 000 €
3 141 000 €
48.9%
The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 36.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
10.933%
10.269%
36.581%
0.306
In 2024, the debt ratio of GRESHAM BANQUE (10.93) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of GRESHAM BANQUE (10.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of GRESHAM BANQUE (0.31) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.00. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement. The interest coverage ratio (= EBIT / Interest expenses) is 0.8x. Danger: operating income does not cover interest charges, unsustainable situation.
0.0
0.801
In 2024, the liquidity ratio of GRESHAM BANQUE (0.00) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of GRESHAM BANQUE (0.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 312 days of revenue, i.e. 26.6 M€ to permanently finance.
26 617 057 €
0 j
0 j
0 j
312 j
Based on 82 transactions of similar company sales
in 2024,
the value of GRESHAM BANQUE is estimated at
59 930 034 €
(range 11 965 459€ - 86 333 509€).
With an EBITDA of 14 986 000€, the sector multiple of 6.9x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 82 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GRESHAM BANQUE with other companies in the same sector:
Voir toutes les statistiques du secteur Autres intermédiations monétaires
The revenue of GRESHAM BANQUE in 2024 is 30.7 M€.
Yes, GRESHAM BANQUE generated a net profit of 3.1 M€ in 2024.
The headquarters of GRESHAM BANQUE is located in PARIS (75008), in the department Paris.
The tax return of GRESHAM BANQUE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GRESHAM BANQUE operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.