SIREN : 827811480
GMM FINANCES is a French company founded 9 years ago, specialized in the sector Gestion de fonds. Based in SCEAUX-SUR-HUISNE (72160), this company of category PME shows in 2024 a revenue of 113 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 112 510 € | 57 957 € | N/C | N/C | N/C | N/C | N/C |
| Net income | 31 581 € | 15 276 € | -21 257 € | 35 509 € | 28 169 € | 35 790 € | 18 156 € |
| EBITDA | -2 316 € | 7 335 € | -21 877 € | -3 895 € | -6 274 € | -2 919 € | -10 263 € |
| Net margin | 28.1% | 26.4% | N/C | N/C | N/C | N/C | N/C |
In 2024, GMM FINANCES achieves revenue of 113 k€. Over the period 2023-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +94.1%. Vs 2023, growth of +94% (58 k€ -> 113 k€). After deducting consumption (0 €), gross margin stands at 113 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -2 k€, representing -2.1% of revenue. Warning negative scissor effect: despite revenue change (+94%), EBITDA varies by -132%, reducing margin by 14.7 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 32 k€, i.e. 28.1% of revenue. This profit can be retained or distributed to shareholders.
112 510 €
112 510 €
-2 316 €
-13 630 €
31 581 €
-2.0%
The debt ratio (= Financial debt / Equity x 100) stands at 87%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 33.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
87.122%
50.067%
33.331%
3.849
89.0%
In 2024, the debt ratio of GMM FINANCES (87.12) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of GMM FINANCES (50.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of GMM FINANCES (3.85) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 511.60. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
511.601
-208.161
In 2024, the liquidity ratio of GMM FINANCES (511.60) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of GMM FINANCES (-208.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 181 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 64 days. The gap of 117 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 229 days of revenue, i.e. 72 k€ to permanently finance.
71 508 €
181 j
64 j
0 j
229 j
Based on 62 transactions of similar company sales
in 2024,
the value of GMM FINANCES is estimated at
113 919 €
(range 37 142€ - 242 193€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GMM FINANCES with other companies in the same sector:
The revenue of GMM FINANCES in 2024 is 113 k€.
Yes, GMM FINANCES generated a net profit of 32 k€ in 2024.
The headquarters of GMM FINANCES is located in SCEAUX-SUR-HUISNE (72160), in the department Sarthe.
The tax return of GMM FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GMM FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.