SIREN : 481409076
GMA is a French company founded 21 years ago, specialized in the sector Agences immobilières. Based in LA TURBIE (06320), this company of category PME shows in 2020 a revenue of 280 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|
| Revenue | 279 881 € | 293 895 € | 460 633 € | 324 565 € | 299 244 € |
| Net income | 32 405 € | 32 240 € | 32 661 € | 32 451 € | 32 495 € |
| EBITDA | 54 534 € | 54 076 € | 49 395 € | 54 529 € | 54 832 € |
| Net margin | 11.6% | 11.0% | 7.1% | 10.0% | 10.9% |
In 2020, GMA achieves revenue of 280 k€. Activity remains stable over the period (CAGR: -1.7%). Slight decline of -5% vs 2019. After deducting consumption (0 €), gross margin stands at 280 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 55 k€, representing 19.5% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 32 k€, i.e. 11.6% of revenue. This profit can be retained or distributed to shareholders.
279 881 €
279 881 €
54 534 €
40 594 €
32 405 €
19.5%
The debt ratio (= Financial debt / Equity x 100) stands at 34%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 16.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
33.832%
56.027%
16.517%
2.026
57.6%
In 2020, the debt ratio of GMA (33.83) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of GMA (56.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2020, the repayment capacity of GMA (2.03) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 77.82. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.5x. Financial charges are adequately covered by operations.
77.819
4.531
In 2020, the liquidity ratio of GMA (77.82) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of GMA (4.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 12 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 36 days. Favorable situation: supplier credit is longer than customer credit by 24 days. WCR is negative (-128 days): operations structurally generate cash. Over 2016-2020, WCR increased by +46%, requiring additional financing.
-99 221 €
12 j
36 j
0 j
-128 j
Based on 99 transactions of similar company sales
in 2020,
the value of GMA is estimated at
99 554 €
(range 46 015€ - 313 617€).
With an EBITDA of 54 534€, the sector multiple of 2.2x is applied.
The price/revenue ratio is 0.27x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 99 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GMA with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of GMA in 2020 is 280 k€.
Yes, GMA generated a net profit of 32 k€ in 2020.
The headquarters of GMA is located in LA TURBIE (06320), in the department Alpes-Maritimes.
The tax return of GMA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GMA operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.