SIREN : 672023983
GM SAINT GERMAIN is a French company founded 59 years ago, specialized in the sector Coiffure. Based in PARIS (75006), this company of category PME shows in 2022 a revenue of 742 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2018 |
|---|---|---|---|
| Revenue | 741 524 € | 739 051 € | 883 903 € |
| Net income | 12 418 € | 19 596 € | 75 240 € |
| EBITDA | 47 240 € | 104 833 € | 183 071 € |
| Net margin | 1.7% | 2.7% | 8.5% |
In 2022, GM SAINT GERMAIN achieves revenue of 742 k€. Activity remains stable over the period (CAGR: -4.3%). Vs 2021: +0%. After deducting consumption (67 k€), gross margin stands at 675 k€, i.e. a rate of 91%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 47 k€, representing 6.4% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -55%, reducing margin by 7.8 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 12 k€, i.e. 1.7% of revenue. This profit can be retained or distributed to shareholders.
741 524 €
674 684 €
47 240 €
14 618 €
12 418 €
6.2%
The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
9.22%
30.44%
2.33%
0.318
36.5%
In 2022, the debt ratio of GM SAINT GERMAIN (9.22) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2022, the financial autonomy of GM SAINT GERMAIN (30.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of GM SAINT GERMAIN (0.32) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 75.32. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
75.324
0.0
In 2022, the liquidity ratio of GM SAINT GERMAIN (75.32) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of GM SAINT GERMAIN (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 59 days. Excellent situation: suppliers finance 59 days of the operating cycle (retail model). Inventory turnover is 9 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-24 days): operations structurally generate cash. Notable WCR improvement over the period (-263%), freeing up cash.
-49 793 €
0 j
59 j
9 j
-24 j
Based on 155 transactions of similar company sales in 2022, the value of GM SAINT GERMAIN is estimated at 283 739 € (range 150 699€ - 443 978€). With an EBITDA of 47 240€, the sector multiple of 5.5x is applied. The price/revenue ratio is 0.64x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 155 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GM SAINT GERMAIN with other companies in the same sector:
The revenue of GM SAINT GERMAIN in 2022 is 742 k€.
Yes, GM SAINT GERMAIN generated a net profit of 12 k€ in 2022.
The headquarters of GM SAINT GERMAIN is located in PARIS (75006), in the department Paris.
The tax return of GM SAINT GERMAIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GM SAINT GERMAIN operates in the sector Coiffure (NAF code 96.02A). See the 'Sector positioning' section above to compare the company with its competitors.