SIREN : 503401283
GIRAUD FINANCE is a French company founded 18 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in SAINT-CHAMOND (42400), this company of category PME shows in 2022 a revenue of 46 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | 46 271 € | 84 889 € | 85 336 € | 90 495 € | 90 969 € | 93 144 € |
| Net income | 38 706 € | 5 575 € | 1 240 068 € | 626 070 € | 615 260 € | 592 429 € | 504 247 € | 499 959 € |
| EBITDA | -33 472 € | -32 259 € | -21 812 € | 27 343 € | 27 294 € | 28 270 € | 29 769 € | 29 973 € |
| Net margin | N/C | N/C | 2680.0% | 737.5% | 721.0% | 654.7% | 554.3% | 536.8% |
In 2024, GIRAUD FINANCE generates positive net income of 39 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2024: 500 k€ -> 39 k€.
-33 472 €
-34 026 €
38 706 €
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 97%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.
1.649%
96.626%
2.25
38.5%
In 2024, the debt ratio of GIRAUD FINANCE (1.65) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of GIRAUD FINANCE (96.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of GIRAUD FINANCE (2.25) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 3406.97. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
3406.968
0.0
In 2024, the liquidity ratio of GIRAUD FINANCE (3406.97) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of GIRAUD FINANCE (0.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1 days. Favorable situation: supplier credit is longer than customer credit by 1 days.
0 €
0 j
1 j
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Indicative estimate only : the number of comparable transactions in this sector is limited (26 transactions). This range of 108 712€ to 750 067€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 26 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GIRAUD FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of GIRAUD FINANCE in 2022 is 46 k€.
Yes, GIRAUD FINANCE generated a net profit of 39 k€ in 2024.
The headquarters of GIRAUD FINANCE is located in SAINT-CHAMOND (42400), in the department Loire.
The tax return of GIRAUD FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GIRAUD FINANCE operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.