SIREN : 504864315
GIRARD HOLDING is a French company founded 17 years ago, specialized in the sector Activités des sociétés holding. Based in PONT-EVEQUE (38780), this company of category PME shows in 2024 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 092 041 € | 1 070 824 € | 1 054 963 € | 758 750 € | 697 730 € | 670 920 € | 640 586 € | 520 250 € | 510 000 € |
| Net income | 343 858 € | 354 284 € | 382 559 € | 192 314 € | 168 671 € | 45 302 € | 376 175 € | 90 032 € | 143 163 € |
| EBITDA | 221 196 € | 40 027 € | 68 550 € | 27 512 € | 47 209 € | 66 696 € | 80 275 € | 33 987 € | 25 485 € |
| Net margin | 31.5% | 33.1% | 36.3% | 25.3% | 24.2% | 6.8% | 58.7% | 17.3% | 28.1% |
In 2024, GIRARD HOLDING achieves revenue of 1.1 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +10.0%. Vs 2023: +2%. After deducting consumption (3 k€), gross margin stands at 1.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 221 k€, representing 20.3% of revenue. Positive scissor effect: EBITDA margin improves by +16.5 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 344 k€, i.e. 31.5% of revenue. This profit can be retained or distributed to shareholders.
1 092 041 €
1 089 071 €
221 196 €
82 725 €
343 858 €
20.2%
The debt ratio (= Financial debt / Equity x 100) stands at 85%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 49%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 31.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
84.907%
49.301%
31.584%
3.691
23.5%
In 2024, the debt ratio of GIRARD HOLDING (84.91) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of GIRARD HOLDING (49.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of GIRARD HOLDING (3.69) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 279.82. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 22.0x. Operating income very largely covers interest expenses: high safety margin.
279.819
21.968
In 2024, the liquidity ratio of GIRARD HOLDING (279.82) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of GIRARD HOLDING (22.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 60 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 109 days. Excellent situation: suppliers finance 49 days of the operating cycle (retail model). Overall, WCR represents 73 days of revenue, i.e. 220 k€ to permanently finance. Over 2016-2024, WCR increased by +3983%, requiring additional financing.
220 494 €
60 j
109 j
0 j
73 j
Based on 54 transactions of similar company sales
in 2024,
the value of GIRARD HOLDING is estimated at
828 128 €
(range 274 571€ - 1 664 603€).
With an EBITDA of 221 196€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GIRARD HOLDING with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of GIRARD HOLDING in 2024 is 1.1 M€.
Yes, GIRARD HOLDING generated a net profit of 344 k€ in 2024.
The headquarters of GIRARD HOLDING is located in PONT-EVEQUE (38780), in the department Isere.
The tax return of GIRARD HOLDING is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GIRARD HOLDING operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.