SIREN : 821428919
GIRARD is a French company founded 9 years ago, specialized in the sector Activités des sociétés holding. Based in LA CHAPELLE-SAINT-MESMIN (45380), this company of category PME shows in 2025 a revenue of 173 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 172 700 € | 169 953 € | 177 029 € | 160 000 € | N/C | N/C | N/C | N/C | N/C |
| Net income | 70 100 € | 71 345 € | 109 640 € | 89 769 € | -12 993 € | 66 268 € | -17 525 € | -17 671 € | -13 589 € |
| EBITDA | 16 157 € | 17 350 € | 13 537 € | 18 295 € | -6 176 € | -6 151 € | -5 519 € | -5 937 € | -5 841 € |
| Net margin | 40.6% | 42.0% | 61.9% | 56.1% | N/C | N/C | N/C | N/C | N/C |
In 2025, GIRARD achieves revenue of 173 k€. Revenue is growing positively over 9 years (CAGR: +2.6%). Vs 2024: +2%. After deducting consumption (0 €), gross margin stands at 173 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 16 k€, representing 9.4% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 70 k€, i.e. 40.6% of revenue. This profit can be retained or distributed to shareholders.
172 700 €
172 700 €
16 157 €
16 761 €
70 100 €
9.4%
The debt ratio (= Financial debt / Equity x 100) stands at 118%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 40.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
117.9%
43.912%
40.236%
7.104
In 2025, the debt ratio of GIRARD (117.90) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of GIRARD (43.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of GIRARD (7.10) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 169.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 79.3x. Operating income very largely covers interest expenses: high safety margin.
169.254
79.285
In 2025, the liquidity ratio of GIRARD (169.25) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of GIRARD (79.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 19 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 125 days. Excellent situation: suppliers finance 106 days of the operating cycle (retail model). WCR is negative (-42 days): operations structurally generate cash.
-20 144 €
19 j
125 j
0 j
-42 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 61 927€ to 474 345€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GIRARD with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of GIRARD in 2025 is 173 k€.
Yes, GIRARD generated a net profit of 70 k€ in 2025.
The headquarters of GIRARD is located in LA CHAPELLE-SAINT-MESMIN (45380), in the department Loiret.
The tax return of GIRARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GIRARD operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.