SIREN : 444879399
GIE GENERALI AGENCES is a French company founded 23 years ago, specialized in the sector Activités des sociétés holding. Based in PARIS (75009), this company of category GE shows in 2021 a revenue of 764 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 |
|---|---|
| Revenue | 763 615 € |
| Net income | 112 791 € |
| EBITDA | 48 124 € |
| Net margin | 14.8% |
In 2021, GIE GENERALI AGENCES achieves revenue of 764 k€. After deducting consumption (0 €), gross margin stands at 764 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 48 k€, representing 6.3% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 113 k€, i.e. 14.8% of revenue. This profit can be retained or distributed to shareholders.
763 615 €
763 615 €
48 124 €
58 017 €
112 791 €
6.3%
The debt ratio (= Financial debt / Equity x 100) stands at 905%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 17.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
904.76%
9.703%
17.209%
7.766
104.7%
In 2021, the debt ratio of GIE GENERALI AGENCES (904.76) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of GIE GENERALI AGENCES (9.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of GIE GENERALI AGENCES (7.77) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 3908.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 10.4x. Operating income very largely covers interest expenses: high safety margin.
3908.934
10.379
In 2021, the liquidity ratio of GIE GENERALI AGENCES (3908.93) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2021, the interest coverage of GIE GENERALI AGENCES (10.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 19 days. Favorable situation: supplier credit is longer than customer credit by 19 days. Overall, WCR represents 8 days of revenue, i.e. 18 k€ to permanently finance.
17 708 €
0 j
19 j
0 j
8 j
Based on 98 transactions of similar company sales
in 2021,
the value of GIE GENERALI AGENCES is estimated at
340 687 €
(range 155 246€ - 723 398€).
With an EBITDA of 48 124€, the sector multiple of 5.2x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GIE GENERALI AGENCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of GIE GENERALI AGENCES in 2021 is 764 k€.
Yes, GIE GENERALI AGENCES generated a net profit of 113 k€ in 2021.
The headquarters of GIE GENERALI AGENCES is located in PARIS (75009), in the department Paris.
The tax return of GIE GENERALI AGENCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GIE GENERALI AGENCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.