G.FONTANEL COMMERCIALISATION : revenue, balance sheet and financial ratios

G.FONTANEL COMMERCIALISATION is a French company founded 11 years ago, specialized in the sector Agences immobilières. Based in CHAMPAGNE-AU-MONT-D'OR (69410), this company of category PME shows in 2025 a revenue of 647 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - G.FONTANEL COMMERCIALISATION (SIREN 810962258)
Indicator 2025 2024 2023 2022 2021 2019 2018
Revenue 647 035 € 1 001 531 € 664 401 € 135 372 € 145 516 € 111 371 € 237 975 €
Net income 52 940 € 60 165 € 46 859 € 6 605 € 18 216 € 4 741 € 90 195 €
EBITDA 26 487 € 42 612 € 34 017 € -2 943 € 13 399 € 5 022 € 126 448 €
Net margin 8.2% 6.0% 7.1% 4.9% 12.5% 4.3% 37.9%

Revenue and income statement

In 2025, G.FONTANEL COMMERCIALISATION achieves revenue of 647 k€. Over the period 2018-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +15.4%. Significant drop of -35% vs 2024. After deducting consumption (0 €), gross margin stands at 647 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 26 k€, representing 4.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 53 k€, i.e. 8.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

647 035 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

647 035 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

26 487 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

30 795 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

52 940 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

4.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 88%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 8.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

8.029%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

87.776%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

8.392%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.649

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

28.4%

Solvency indicators evolution
G.FONTANEL COMMERCIALISATION

Sector positioning

Debt ratio
8.03 2025
2023
2024
2025
Q1: 0.01
Med: 9.42
Q3: 52.76
Good -9 pts over 3 years

In 2025, the debt ratio of G.FONTANEL COMMERCIALISATION (8.03) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
87.78% 2025
2023
2024
2025
Q1: 6.31%
Med: 33.52%
Q3: 61.17%
Excellent +11 pts over 3 years

In 2025, the financial autonomy of G.FONTANEL COMMERCIALISATION (87.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.65 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.0 years
Q3: 1.17 years
Average -11 pts over 3 years

In 2025, the repayment capacity of G.FONTANEL COMMERCIALISATION (0.65) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1921.67. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.5x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1921.667

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.454

Liquidity indicators evolution
G.FONTANEL COMMERCIALISATION

Sector positioning

Liquidity ratio
1921.67 2025
2023
2024
2025
Q1: 108.7
Med: 191.05
Q3: 464.46
Excellent +14 pts over 3 years

In 2025, the liquidity ratio of G.FONTANEL COMMERCIALISATION (1921.67) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
1.45x 2025
2023
2024
2025
Q1: 0.0x
Med: 0.0x
Q3: 1.77x
Good

In 2025, the interest coverage of G.FONTANEL COMMERCIALISATION (1.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2 days. Favorable situation: supplier credit is longer than customer credit by 1 days. Overall, WCR represents 231 days of revenue, i.e. 415 k€ to permanently finance. Over 2018-2025, WCR increased by +1482%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

415 345 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

1 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

2 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

231 j

WCR and payment terms evolution
G.FONTANEL COMMERCIALISATION

Positioning of G.FONTANEL COMMERCIALISATION in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 55 transactions of similar company sales in 2025, the value of G.FONTANEL COMMERCIALISATION is estimated at 100 244 € (range 42 602€ - 205 121€). With an EBITDA of 26 487€, the sector multiple of 2.9x is applied. The price/revenue ratio is 0.21x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
55 tx
42k€ 100k€ 205k€
100 244 € Range: 42 602€ - 205 121€
NAF 5 année 2025

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
26 487 € × 2.9x
Estimation 76 809 €
21 943€ - 136 578€
Revenue Multiple 30%
647 035 € × 0.21x
Estimation 138 320 €
56 872€ - 333 253€
Net Income Multiple 20%
52 940 € × 1.9x
Estimation 101 719 €
72 845€ - 184 281€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 55 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare G.FONTANEL COMMERCIALISATION with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about G.FONTANEL COMMERCIALISATION

What is the revenue of G.FONTANEL COMMERCIALISATION ?

The revenue of G.FONTANEL COMMERCIALISATION in 2025 is 647 k€.

Is G.FONTANEL COMMERCIALISATION profitable?

Yes, G.FONTANEL COMMERCIALISATION generated a net profit of 53 k€ in 2025.

Where is the headquarters of G.FONTANEL COMMERCIALISATION ?

The headquarters of G.FONTANEL COMMERCIALISATION is located in CHAMPAGNE-AU-MONT-D'OR (69410), in the department Rhone.

Where to find the tax return of G.FONTANEL COMMERCIALISATION ?

The tax return of G.FONTANEL COMMERCIALISATION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does G.FONTANEL COMMERCIALISATION operate?

G.FONTANEL COMMERCIALISATION operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.