SIREN : 839255627
GERNAMAX is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in MONTIGNY-LES-CORMEILLES (95370), this company of category PME shows in 2021 a revenue of 296 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 |
|---|---|
| Revenue | 295 941 € |
| Net income | 183 685 € |
| EBITDA | 91 398 € |
| Net margin | 62.1% |
In 2021, GERNAMAX achieves revenue of 296 k€. After deducting consumption (0 €), gross margin stands at 296 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 91 k€, representing 30.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 184 k€, i.e. 62.1% of revenue. This profit can be retained or distributed to shareholders.
295 941 €
295 941 €
91 398 €
91 398 €
183 685 €
30.9%
The debt ratio (= Financial debt / Equity x 100) stands at 19%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 77%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 62.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
18.721%
77.172%
62.068%
1.252
In 2021, the debt ratio of GERNAMAX (18.72) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of GERNAMAX (77.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2021, the repayment capacity of GERNAMAX (1.25) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 331.52. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.5x. Financial charges are adequately covered by operations.
331.517
2.529
In 2021, the liquidity ratio of GERNAMAX (331.52) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of GERNAMAX (2.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 199 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 172 days. The company must finance 27 days of gap between collections and payments. Overall, WCR represents 257 days of revenue, i.e. 211 k€ to permanently finance.
210 917 €
199 j
172 j
0 j
257 j
Based on 76 transactions of similar company sales
in 2021,
the value of GERNAMAX is estimated at
563 032 €
(range 170 933€ - 937 662€).
With an EBITDA of 91 398€, the sector multiple of 2.9x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 76 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GERNAMAX with other companies in the same sector:
The revenue of GERNAMAX in 2021 is 296 k€.
Yes, GERNAMAX generated a net profit of 184 k€ in 2021.
The headquarters of GERNAMAX is located in MONTIGNY-LES-CORMEILLES (95370), in the department Val-d'Oise.
The tax return of GERNAMAX is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GERNAMAX operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.