SIREN : 888572831
GERMAIN'S DEVELOPMENT is a French company founded 5 years ago, specialized in the sector Supermarchés. Based in BEINE-NAUROY (51490), this company of category PME shows in 2023 a revenue of 4.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Revenue | N/C | 4 411 057 € | 5 098 764 € | N/C |
| Net income | -12 455 € | 140 744 € | 143 354 € | 64 217 € |
| EBITDA | -14 889 € | 151 764 € | 147 421 € | N/C |
| Net margin | N/C | 3.2% | 2.8% | N/C |
In 2024, GERMAIN'S DEVELOPMENT records a net loss of 12 k€. This deficit will reduce equity on the balance sheet.
-14 889 €
-13 568 €
-12 455 €
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 95%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
1.024%
94.914%
-0.281
In 2024, the debt ratio of GERMAIN'S DEVELOPMENT (1.02) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of GERMAIN'S DEVELOPMENT (94.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of GERMAIN'S DEVELOPMENT (-0.28) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 2430.84. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2430.836
0.0
In 2024, the liquidity ratio of GERMAIN'S DEVELOPMENT (2430.84) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of GERMAIN'S DEVELOPMENT (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 638 days. Excellent situation: suppliers finance 638 days of the operating cycle (retail model).
0 €
0 j
638 j
0 j
Compare GERMAIN'S DEVELOPMENT with other companies in the same sector:
The revenue of GERMAIN'S DEVELOPMENT in 2023 is 4.4 M€.
GERMAIN'S DEVELOPMENT recorded a net loss in 2024.
The headquarters of GERMAIN'S DEVELOPMENT is located in BEINE-NAUROY (51490), in the department Marne.
The tax return of GERMAIN'S DEVELOPMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GERMAIN'S DEVELOPMENT operates in the sector Supermarchés (NAF code 47.11D). See the 'Sector positioning' section above to compare the company with its competitors.