SIREN : 920343092
GERMAIN LE GROUPE is a French company founded 3 years ago, specialized in the sector Gestion de fonds. Based in SAINT-ROMAIN (21190), this company of category PME shows in 2024 a net income negative of -73 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | N/C | N/C |
| Net income | -73 053 € | -2 394 € |
| EBITDA | -5 537 € | -2 394 € |
| Net margin | N/C | N/C |
In 2024, GERMAIN LE GROUPE records a net loss of 73 k€. This deficit will reduce equity on the balance sheet.
-5 537 €
-5 537 €
-73 053 €
The debt ratio (= Financial debt / Equity x 100) stands at 297%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
297.349%
60.299%
-9.535
In 2024, the debt ratio of GERMAIN LE GROUPE (297.35) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of GERMAIN LE GROUPE (60.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of GERMAIN LE GROUPE (-9.54) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1.81. The company can meet its short-term commitments with a reasonable safety margin.
1.812
-256.186
In 2024, the liquidity ratio of GERMAIN LE GROUPE (1.81) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of GERMAIN LE GROUPE (-256.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 9112 days. Excellent situation: suppliers finance 9112 days of the operating cycle (retail model).
0 €
0 j
9112 j
0 j
Compare GERMAIN LE GROUPE with other companies in the same sector:
The revenue of GERMAIN LE GROUPE is not publicly disclosed (confidential accounts filed with INPI).
GERMAIN LE GROUPE recorded a net loss in 2024.
The headquarters of GERMAIN LE GROUPE is located in SAINT-ROMAIN (21190), in the department Cote-d'Or.
The tax return of GERMAIN LE GROUPE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GERMAIN LE GROUPE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.