SIREN : 413613043
GERIP FINANCE is a French company founded 28 years ago, specialized in the sector Gestion de fonds. Based in BOUCHEMAINE (49080), this company of category PME shows in 2025 a revenue of 27 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26 958 € | 3 000 € | 27 251 € | 14 360 € | 19 069 € | 24 052 € | 47 115 € | 84 993 € | 190 995 € |
| Net income | 79 040 € | 75 421 € | 6 033 € | 21 297 € | 254 491 € | -41 657 € | -571 856 € | 130 077 € | 181 133 € |
| EBITDA | 15 129 € | -12 623 € | 3 682 € | -11 059 € | -18 776 € | -34 187 € | -53 561 € | -18 656 € | 86 499 € |
| Net margin | 293.2% | 2514.0% | 22.1% | 148.3% | 1334.6% | -173.2% | -1213.7% | 153.0% | 94.8% |
In 2025, GERIP FINANCE achieves revenue of 27 k€. Revenue is declining over the period 2017-2025 (CAGR: -21.7%). Vs 2024, growth of +799% (3 k€ -> 27 k€). After deducting consumption (0 €), gross margin stands at 27 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 15 k€, representing 56.1% of revenue. Positive scissor effect: EBITDA margin improves by +476.9 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 79 k€, i.e. 293.2% of revenue. This profit can be retained or distributed to shareholders.
26 958 €
26 958 €
15 129 €
14 488 €
79 040 €
56.1%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 93%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
0.314%
93.086%
-1061.473%
-0.062
33.3%
In 2025, the debt ratio of GERIP FINANCE (0.31) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of GERIP FINANCE (93.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of GERIP FINANCE (-0.06) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1312.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2844.4x. Operating income very largely covers interest expenses: high safety margin.
1312.253
2844.365
In 2025, the liquidity ratio of GERIP FINANCE (1312.25) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of GERIP FINANCE (2844.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 140 days. Excellent situation: suppliers finance 140 days of the operating cycle (retail model). WCR is negative (-1625 days): operations structurally generate cash. Over 2017-2025, WCR increased by +77%, requiring additional financing.
-121 719 €
0 j
140 j
0 j
-1625 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 23 912€ to 152 382€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GERIP FINANCE with other companies in the same sector:
The revenue of GERIP FINANCE in 2025 is 27 k€.
Yes, GERIP FINANCE generated a net profit of 79 k€ in 2025.
The headquarters of GERIP FINANCE is located in BOUCHEMAINE (49080), in the department Maine-et-Loire.
The tax return of GERIP FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GERIP FINANCE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.