SIREN : 444678239
GERARD TERRAND is a French company founded 23 years ago, specialized in the sector Travaux de menuiserie bois et PVC. Based in BEAUNE (21200), this company of category PME shows in 2025 a revenue of 1.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 594 317 € | 1 483 302 € | 1 468 664 € | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | 287 466 € | 122 965 € | 186 862 € | 102 012 € | 88 205 € | 75 729 € | 59 700 € | 55 337 € | 59 760 € | 55 346 € |
| EBITDA | 381 433 € | 195 684 € | 278 843 € | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
| Net margin | 18.0% | 8.3% | 12.7% | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
In 2025, GERARD TERRAND achieves revenue of 1.6 M€. Revenue is growing positively over 10 years (CAGR: +4.2%). Vs 2024: +7%. After deducting consumption (783 k€), gross margin stands at 811 k€, i.e. a rate of 51%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 381 k€, representing 23.9% of revenue. Positive scissor effect: EBITDA margin improves by +10.7 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 287 k€, i.e. 18.0% of revenue. This profit can be retained or distributed to shareholders.
1 594 317 €
811 378 €
381 433 €
351 595 €
287 466 €
23.8%
The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 72%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 18.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
15.348%
71.981%
18.65%
0.555
54.0%
In 2025, the debt ratio of GERARD TERRAND (15.35) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of GERARD TERRAND (72.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of GERARD TERRAND (0.56) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 401.84. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.7x. Danger: operating income does not cover interest charges, unsustainable situation.
401.843
0.738
In 2025, the liquidity ratio of GERARD TERRAND (401.84) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of GERARD TERRAND (0.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 31 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 37 days. Favorable situation: supplier credit is longer than customer credit by 6 days. Inventory turnover is 35 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 32 days of revenue, i.e. 141 k€ to permanently finance.
140 985 €
31 j
37 j
35 j
32 j
Indicative estimate only : the number of comparable transactions in this sector is limited (21 transactions). This range of 544 787€ to 1 884 499€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 21 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GERARD TERRAND with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de menuiserie bois et PVC
The revenue of GERARD TERRAND in 2025 is 1.6 M€.
Yes, GERARD TERRAND generated a net profit of 287 k€ in 2025.
The headquarters of GERARD TERRAND is located in BEAUNE (21200), in the department Cote-d'Or.
The tax return of GERARD TERRAND is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GERARD TERRAND operates in the sector Travaux de menuiserie bois et PVC (NAF code 43.32A). See the 'Sector positioning' section above to compare the company with its competitors.