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GERARD TAIEB & ASSOCIES : revenue, balance sheet and financial ratios

GERARD TAIEB & ASSOCIES is a French company founded 13 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BAGNOLET (93170), this company of category PME shows in 2019 a revenue of 182 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GERARD TAIEB & ASSOCIES (SIREN 791073596)
Indicator 2020 2019
Revenue N/C 182 000 €
Net income -4 215 € 32 242 €
EBITDA N/C 40 267 €
Net margin N/C 17.7%

Revenue and income statement

In 2020, GERARD TAIEB & ASSOCIES records a net loss of 4 k€. This deficit will reduce equity on the balance sheet.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-4 215 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 116%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

116.215%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

39.109%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

26.9%

Solvency indicators evolution
GERARD TAIEB & ASSOCIES

Sector positioning

Debt ratio
116.22 2020
2019
2020
Q1: 0.05
Med: 14.85
Q3: 75.1
Average +48 pts over 2 years

In 2020, the debt ratio of GERARD TAIEB & ASSOCIES (116.22) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
39.11% 2020
2019
2020
Q1: 17.11%
Med: 45.63%
Q3: 71.56%
Average -15 pts over 2 years

In 2020, the financial autonomy of GERARD TAIEB & ASSOCIES (39.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.01 years 2019
2019
Q1: 0.0 years
Med: 0.06 years
Q3: 2.25 years
Good

In 2019, the repayment capacity of GERARD TAIEB & ASSOCIES (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 616.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

616.734

Liquidity indicators evolution
GERARD TAIEB & ASSOCIES

Sector positioning

Liquidity ratio
616.73 2020
2019
2020
Q1: 121.74
Med: 223.76
Q3: 459.53
Excellent +23 pts over 2 years

In 2020, the liquidity ratio of GERARD TAIEB & ASSOCIES (616.73) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2019
2019
Q1: 0.0x
Med: 0.0x
Q3: 2.32x
Average

In 2019, the interest coverage of GERARD TAIEB & ASSOCIES (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
GERARD TAIEB & ASSOCIES

Positioning of GERARD TAIEB & ASSOCIES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Similar companies (Activités des agents et courtiers d'assurances)

Compare GERARD TAIEB & ASSOCIES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about GERARD TAIEB & ASSOCIES

What is the revenue of GERARD TAIEB & ASSOCIES ?

The revenue of GERARD TAIEB & ASSOCIES in 2019 is 182 k€.

Is GERARD TAIEB & ASSOCIES profitable?

GERARD TAIEB & ASSOCIES recorded a net loss in 2020.

Where is the headquarters of GERARD TAIEB & ASSOCIES ?

The headquarters of GERARD TAIEB & ASSOCIES is located in BAGNOLET (93170), in the department Seine-Saint-Denis.

Where to find the tax return of GERARD TAIEB & ASSOCIES ?

The tax return of GERARD TAIEB & ASSOCIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GERARD TAIEB & ASSOCIES operate?

GERARD TAIEB & ASSOCIES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.