GERARD CARATY-BRUNO POUPART-LAFARGE : revenue, balance sheet and financial ratios

GERARD CARATY-BRUNO POUPART-LAFARGE is a French company founded 36 years ago, specialized in the sector Activités d'architecture . Based in TOURS (37000), this company of category PME shows in 2024 a revenue of 889 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GERARD CARATY-BRUNO POUPART-LAFARGE (SIREN 353845787)
Indicator 2024 2023 2022 2021 2019 2017
Revenue 889 217 € 541 771 € N/C N/C N/C 1 294 802 €
Net income -47 103 € -133 321 € -146 742 € -301 158 € 82 522 € 29 768 €
EBITDA -37 543 € -123 035 € N/C N/C N/C -16 735 €
Net margin -5.3% -24.6% N/C N/C N/C 2.3%

Revenue and income statement

In 2024, GERARD CARATY-BRUNO POUPART-LAFARGE achieves revenue of 889 k€. Revenue is declining over the period 2017-2024 (CAGR: -5.2%). Vs 2023, growth of +64% (542 k€ -> 889 k€). After deducting consumption (0 €), gross margin stands at 889 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -38 k€, representing -4.2% of revenue. Positive scissor effect: EBITDA margin improves by +18.5 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -47 k€ (-5.3% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

889 217 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

889 217 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-37 543 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-42 551 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-47 103 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-4.2%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

24.355%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

34.598%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-4.756%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-1.969

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

1.1%

Solvency indicators evolution
GERARD CARATY-BRUNO POUPART-LAFARGE

Sector positioning

Debt ratio
24.36 2024
2022
2023
2024
Q1: 0.8
Med: 13.23
Q3: 46.49
Average

In 2024, the debt ratio of GERARD CARATY-BRUNO POUPA... (24.36) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
34.6% 2024
2022
2023
2024
Q1: 19.87%
Med: 47.77%
Q3: 67.82%
Average -18 pts over 3 years

In 2024, the financial autonomy of GERARD CARATY-BRUNO POUPA... (34.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-1.97 years 2024
2023
2024
Q1: 0.0 years
Med: 0.02 years
Q3: 1.15 years
Excellent

In 2024, the repayment capacity of GERARD CARATY-BRUNO POUPA... (-1.97) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 452.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

452.314

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-2.283

Liquidity indicators evolution
GERARD CARATY-BRUNO POUPART-LAFARGE

Sector positioning

Liquidity ratio
452.31 2024
2022
2023
2024
Q1: 169.57
Med: 265.68
Q3: 434.99
Excellent

In 2024, the liquidity ratio of GERARD CARATY-BRUNO POUPA... (452.31) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-2.28x 2024
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.16x
Average

In 2024, the interest coverage of GERARD CARATY-BRUNO POUPA... (-2.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 99 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 74 days. The company must finance 25 days of gap between collections and payments. Inventory turnover is 138 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 62 days of revenue, i.e. 154 k€ to permanently finance. Notable WCR improvement over the period (-65%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

153 879 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

99 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

74 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

138 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

62 j

WCR and payment terms evolution
GERARD CARATY-BRUNO POUPART-LAFARGE

Positioning of GERARD CARATY-BRUNO POUPART-LAFARGE in its sector

Comparison with sector Activités d'architecture

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 156 932€ to 242 656€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
156k€ 192k€ 242k€
192 416 € Range: 156 932€ - 242 656€
NAF 5 all-time

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités d'architecture )

Compare GERARD CARATY-BRUNO POUPART-LAFARGE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités d'architecture

Frequently asked questions about GERARD CARATY-BRUNO POUPART-LAFARGE

What is the revenue of GERARD CARATY-BRUNO POUPART-LAFARGE ?

The revenue of GERARD CARATY-BRUNO POUPART-LAFARGE in 2024 is 889 k€.

Is GERARD CARATY-BRUNO POUPART-LAFARGE profitable?

GERARD CARATY-BRUNO POUPART-LAFARGE recorded a net loss in 2024.

Where is the headquarters of GERARD CARATY-BRUNO POUPART-LAFARGE ?

The headquarters of GERARD CARATY-BRUNO POUPART-LAFARGE is located in TOURS (37000), in the department Indre-et-Loire.

Where to find the tax return of GERARD CARATY-BRUNO POUPART-LAFARGE ?

The tax return of GERARD CARATY-BRUNO POUPART-LAFARGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GERARD CARATY-BRUNO POUPART-LAFARGE operate?

GERARD CARATY-BRUNO POUPART-LAFARGE operates in the sector Activités d'architecture (NAF code 71.11Z). See the 'Sector positioning' section above to compare the company with its competitors.