SIREN : 445267883
GERARD & BOUDET is a French company founded 23 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in NARBONNE (11100), this company of category PME shows in 2023 a revenue of 228 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 228 256 € | 229 047 € | 216 366 € | 199 569 € | 169 147 € | 186 931 € | 170 131 € | 173 128 € |
| Net income | 18 792 € | 8 999 € | 1 604 € | 40 413 € | 12 855 € | 20 121 € | 2 451 € | 20 261 € |
| EBITDA | 26 255 € | 13 890 € | 4 299 € | 46 109 € | 16 147 € | 26 528 € | 16 113 € | 28 168 € |
| Net margin | 8.2% | 3.9% | 0.7% | 20.3% | 7.6% | 10.8% | 1.4% | 11.7% |
In 2023, GERARD & BOUDET achieves revenue of 228 k€. Revenue is growing positively over 8 years (CAGR: +4.0%). Slight decline of -0% vs 2022. After deducting consumption (0 €), gross margin stands at 228 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 26 k€, representing 11.5% of revenue. Positive scissor effect: EBITDA margin improves by +5.4 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 19 k€, i.e. 8.2% of revenue. This profit can be retained or distributed to shareholders.
228 256 €
228 256 €
26 255 €
22 511 €
18 792 €
11.5%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 9.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
0.0%
0.0%
9.877%
0.0
19.3%
In 2023, the debt ratio of GERARD & BOUDET (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of GERARD & BOUDET (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of GERARD & BOUDET (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 550.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
550.813
0.0
In 2023, the liquidity ratio of GERARD & BOUDET (550.81) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of GERARD & BOUDET (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 29 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2 days. The company must finance 27 days of gap between collections and payments. Overall, WCR represents 11 days of revenue, i.e. 7 k€ to permanently finance.
7 055 €
29 j
2 j
0 j
11 j
Based on 193 transactions of similar company sales (all years), the value of GERARD & BOUDET is estimated at 90 730 € (range 26 443€ - 240 777€). With an EBITDA of 26 255€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GERARD & BOUDET with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of GERARD & BOUDET in 2023 is 228 k€.
Yes, GERARD & BOUDET generated a net profit of 19 k€ in 2023.
The headquarters of GERARD & BOUDET is located in NARBONNE (11100), in the department Aude.
The tax return of GERARD & BOUDET is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GERARD & BOUDET operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.