GENERALE PATRIMOINE ET SOLUTIONS : revenue, balance sheet and financial ratios

GENERALE PATRIMOINE ET SOLUTIONS is a French company founded 26 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in MONTAYRAL (47500), this company of category PME shows in 2017 a revenue of 115 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GENERALE PATRIMOINE ET SOLUTIONS (SIREN 424904134)
Indicator 2023 2017 2016
Revenue N/C 115 045 € 104 767 €
Net income -38 444 € -38 883 € 574 340 €
EBITDA N/C -29 292 € 7 554 €
Net margin N/C -33.8% 548.2%

Revenue and income statement

In 2023, GENERALE PATRIMOINE ET SOLUTIONS records a net loss of 38 k€. This deficit will reduce equity on the balance sheet.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-38 444 €

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 94%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

5.628%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

93.723%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

24.6%

Solvency indicators evolution
GENERALE PATRIMOINE ET SOLUTIONS

Sector positioning

Debt ratio
5.63 2023
2016
2017
2023
Q1: 5.35
Med: 46.58
Q3: 142.41
Good

In 2023, the debt ratio of GENERALE PATRIMOINE ET SO... (5.63) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
93.72% 2023
2016
2017
2023
Q1: 10.97%
Med: 26.91%
Q3: 51.24%
Excellent

In 2023, the financial autonomy of GENERALE PATRIMOINE ET SO... (93.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-0.38 years 2017
2016
2017
Q1: 0.0 years
Med: 0.62 years
Q3: 3.93 years
Excellent -25 pts over 2 years

In 2017, the repayment capacity of GENERALE PATRIMOINE ET SO... (-0.38) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 9959.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

9959.46

Liquidity indicators evolution
GENERALE PATRIMOINE ET SOLUTIONS

Sector positioning

Liquidity ratio
9959.46 2023
2016
2017
2023
Q1: 135.15
Med: 203.86
Q3: 381.72
Excellent

In 2023, the liquidity ratio of GENERALE PATRIMOINE ET SO... (9959.46) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-2.23x 2017
2016
2017
Q1: 0.0x
Med: 1.24x
Q3: 9.78x
Average -46 pts over 2 years

In 2017, the interest coverage of GENERALE PATRIMOINE ET SO... (-2.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
GENERALE PATRIMOINE ET SOLUTIONS

Positioning of GENERALE PATRIMOINE ET SOLUTIONS in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare GENERALE PATRIMOINE ET SOLUTIONS with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about GENERALE PATRIMOINE ET SOLUTIONS

What is the revenue of GENERALE PATRIMOINE ET SOLUTIONS ?

The revenue of GENERALE PATRIMOINE ET SOLUTIONS in 2017 is 115 k€.

Is GENERALE PATRIMOINE ET SOLUTIONS profitable?

GENERALE PATRIMOINE ET SOLUTIONS recorded a net loss in 2023.

Where is the headquarters of GENERALE PATRIMOINE ET SOLUTIONS ?

The headquarters of GENERALE PATRIMOINE ET SOLUTIONS is located in MONTAYRAL (47500), in the department Lot-et-Garonne.

Where to find the tax return of GENERALE PATRIMOINE ET SOLUTIONS ?

The tax return of GENERALE PATRIMOINE ET SOLUTIONS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GENERALE PATRIMOINE ET SOLUTIONS operate?

GENERALE PATRIMOINE ET SOLUTIONS operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.