GENERALE IMMOBILIERE LOWENDAL : revenue, balance sheet and financial ratios

GENERALE IMMOBILIERE LOWENDAL is a French company founded 71 years ago, specialized in the sector Activités des sociétés holding. Based in PARIS (75014), this company of category ETI shows in 2021 a revenue of 1.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GENERALE IMMOBILIERE LOWENDAL (SIREN 552052045)
Indicator 2024 2023 2021 2019 2018 2017 2016
Revenue N/C N/C 1 832 215 € 205 000 € N/C 10 000 € 758 500 €
Net income 81 575 € -214 652 € 149 352 € 41 715 € -4 232 € 17 727 € 69 091 €
EBITDA -94 084 € -70 259 € -251 714 € -36 343 € -68 218 € -68 325 € 827 €
Net margin N/C N/C 8.2% 20.3% N/C 177.3% 9.1%

Revenue and income statement

In 2024, GENERALE IMMOBILIERE LOWENDAL generates positive net income of 82 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 69 k€ -> 82 k€.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-94 084 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

178 988 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

81 575 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

6.491%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

61.191%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.413

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

87.1%

Solvency indicators evolution
GENERALE IMMOBILIERE LOWENDAL

Sector positioning

Debt ratio
6.49 2024
2021
2023
2024
Q1: 0.01
Med: 8.77
Q3: 62.6
Good +16 pts over 3 years

In 2024, the debt ratio of GENERALE IMMOBILIERE LOWE... (6.49) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
61.19% 2024
2021
2023
2024
Q1: 15.71%
Med: 62.26%
Q3: 91.3%
Average -22 pts over 3 years

In 2024, the financial autonomy of GENERALE IMMOBILIERE LOWE... (61.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
1.41 years 2024
2021
2023
2024
Q1: 0.0 years
Med: 0.09 years
Q3: 3.07 years
Average +10 pts over 3 years

In 2024, the repayment capacity of GENERALE IMMOBILIERE LOWE... (1.41) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 69.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

69.576

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-116.576

Liquidity indicators evolution
GENERALE IMMOBILIERE LOWENDAL

Sector positioning

Liquidity ratio
69.58 2024
2021
2023
2024
Q1: 138.65
Med: 681.09
Q3: 3914.52
Average -17 pts over 3 years

In 2024, the liquidity ratio of GENERALE IMMOBILIERE LOWE... (69.58) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-116.58x 2024
2021
2023
2024
Q1: -74.77x
Med: 0.0x
Q3: 0.0x
Average -21 pts over 3 years

In 2024, the interest coverage of GENERALE IMMOBILIERE LOWE... (-116.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 44 days. Excellent situation: suppliers finance 44 days of the operating cycle (retail model).

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

44 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
GENERALE IMMOBILIERE LOWENDAL

Positioning of GENERALE IMMOBILIERE LOWENDAL in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 54 transactions of similar company sales in 2024, the value of GENERALE IMMOBILIERE LOWENDAL is estimated at 119 096 € (range 75 957€ - 609 239€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
54 tx
75k€ 119k€ 609k€
119 096 € Range: 75 957€ - 609 239€
NAF 5 année 2024

Valuation method used

Net Income Multiple
81 575 € × 1.5x = 119 096 €
Range: 75 958€ - 609 240€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare GENERALE IMMOBILIERE LOWENDAL with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about GENERALE IMMOBILIERE LOWENDAL

What is the revenue of GENERALE IMMOBILIERE LOWENDAL ?

The revenue of GENERALE IMMOBILIERE LOWENDAL in 2021 is 1.8 M€.

Is GENERALE IMMOBILIERE LOWENDAL profitable?

Yes, GENERALE IMMOBILIERE LOWENDAL generated a net profit of 82 k€ in 2024.

Where is the headquarters of GENERALE IMMOBILIERE LOWENDAL ?

The headquarters of GENERALE IMMOBILIERE LOWENDAL is located in PARIS (75014), in the department Paris.

Where to find the tax return of GENERALE IMMOBILIERE LOWENDAL ?

The tax return of GENERALE IMMOBILIERE LOWENDAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GENERALE IMMOBILIERE LOWENDAL operate?

GENERALE IMMOBILIERE LOWENDAL operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.