GENERALE EUROPEENNE DE FONCIER GEF : revenue, balance sheet and financial ratios

GENERALE EUROPEENNE DE FONCIER GEF is a French company founded 25 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in SAVIGNY-SUR-ORGE (91600), this company of category PME shows in 2020 a revenue of 298 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GENERALE EUROPEENNE DE FONCIER GEF (SIREN 432068351)
Indicator 2020 2018 2017 2016
Revenue 298 298 € 190 602 € 414 025 € 34 360 €
Net income 70 247 € 25 936 € 15 926 € -3 405 €
EBITDA -100 042 € 34 806 € -5 546 € -4 715 €
Net margin 23.5% 13.6% 3.8% -9.9%

Revenue and income statement

In 2020, GENERALE EUROPEENNE DE FONCIER GEF achieves revenue of 298 k€. Over the period 2016-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +71.7%. Vs 2018, growth of +57% (191 k€ -> 298 k€). After deducting consumption (259 k€), gross margin stands at 39 k€, i.e. a rate of 13%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -100 k€, representing -33.5% of revenue. Warning negative scissor effect: despite revenue change (+57%), EBITDA varies by -387%, reducing margin by 51.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 70 k€, i.e. 23.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

298 298 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

39 095 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-100 042 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-100 043 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

70 247 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-33.5%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 119%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 23.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

118.767%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

41.784%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

23.549%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

6.413

Solvency indicators evolution
GENERALE EUROPEENNE DE FONCIER GEF

Sector positioning

Debt ratio
118.77 2020
2017
2018
2020
Q1: 0.0
Med: 20.67
Q3: 256.63
Average -15 pts over 3 years

In 2020, the debt ratio of GENERALE EUROPEENNE DE FO... (118.77) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
41.78% 2020
2017
2018
2020
Q1: 0.31%
Med: 23.92%
Q3: 67.97%
Good +9 pts over 3 years

In 2020, the financial autonomy of GENERALE EUROPEENNE DE FO... (41.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
6.41 years 2020
2017
2018
2020
Q1: -5.86 years
Med: 0.0 years
Q3: 2.91 years
Average

In 2020, the repayment capacity of GENERALE EUROPEENNE DE FO... (6.41) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1163.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1163.894

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-5.496

Liquidity indicators evolution
GENERALE EUROPEENNE DE FONCIER GEF

Sector positioning

Liquidity ratio
1163.89 2020
2017
2018
2020
Q1: 146.17
Med: 443.84
Q3: 2201.56
Good -15 pts over 3 years

In 2020, the liquidity ratio of GENERALE EUROPEENNE DE FO... (1163.89) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-5.5x 2020
2017
2018
2020
Q1: -2.25x
Med: 0.0x
Q3: 3.78x
Average

In 2020, the interest coverage of GENERALE EUROPEENNE DE FO... (-5.5x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Inventory turnover is 1068 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 979 days of revenue, i.e. 811 k€ to permanently finance. Over 2016-2020, WCR increased by +41%, requiring additional financing.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

811 391 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

1068 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

979 j

WCR and payment terms evolution
GENERALE EUROPEENNE DE FONCIER GEF

Positioning of GENERALE EUROPEENNE DE FONCIER GEF in its sector

Comparison with sector Activités des marchands de biens immobiliers

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (37 transactions). This range of 95 606€ to 532 406€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2020
Indicative
95k€ 272k€ 532k€
272 836 € Range: 95 606€ - 532 406€
NAF 5 année 2020

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 37 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des marchands de biens immobiliers)

Compare GENERALE EUROPEENNE DE FONCIER GEF with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers

Frequently asked questions about GENERALE EUROPEENNE DE FONCIER GEF

What is the revenue of GENERALE EUROPEENNE DE FONCIER GEF ?

The revenue of GENERALE EUROPEENNE DE FONCIER GEF in 2020 is 298 k€.

Is GENERALE EUROPEENNE DE FONCIER GEF profitable?

Yes, GENERALE EUROPEENNE DE FONCIER GEF generated a net profit of 70 k€ in 2020.

Where is the headquarters of GENERALE EUROPEENNE DE FONCIER GEF ?

The headquarters of GENERALE EUROPEENNE DE FONCIER GEF is located in SAVIGNY-SUR-ORGE (91600), in the department Essonne.

Where to find the tax return of GENERALE EUROPEENNE DE FONCIER GEF ?

The tax return of GENERALE EUROPEENNE DE FONCIER GEF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GENERALE EUROPEENNE DE FONCIER GEF operate?

GENERALE EUROPEENNE DE FONCIER GEF operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.