SIREN : 494029630
GENASSUR is a French company founded 19 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75017), this company of category PME shows in 2024 a revenue of 1.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 855 792 € | 1 724 632 € | 1 699 722 € | 1 644 553 € | 1 615 160 € | 1 441 804 € | 1 304 748 € | 1 411 930 € | 1 485 269 € |
| Net income | 247 227 € | 175 692 € | 191 367 € | 239 114 € | 279 688 € | 197 281 € | 139 112 € | 161 301 € | 151 562 € |
| EBITDA | 337 052 € | 261 613 € | 242 105 € | 311 159 € | 387 325 € | 230 213 € | 185 484 € | 129 830 € | 222 979 € |
| Net margin | 13.3% | 10.2% | 11.3% | 14.5% | 17.3% | 13.7% | 10.7% | 11.4% | 10.2% |
In 2024, GENASSUR achieves revenue of 1.9 M€. Revenue is growing positively over 9 years (CAGR: +2.8%). Vs 2023: +8%. After deducting consumption (0 €), gross margin stands at 1.9 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 337 k€, representing 18.2% of revenue. Positive scissor effect: EBITDA margin improves by +3.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 247 k€, i.e. 13.3% of revenue. This profit can be retained or distributed to shareholders.
1 855 792 €
1 855 792 €
337 052 €
312 022 €
247 227 €
18.1%
The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 15.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
6.184%
36.748%
14.954%
0.213
0.5%
In 2024, the debt ratio of GENASSUR (6.18) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of GENASSUR (36.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of GENASSUR (0.21) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 155.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
155.203
0.0
In 2024, the liquidity ratio of GENASSUR (155.20) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of GENASSUR (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 72 days. Excellent situation: suppliers finance 72 days of the operating cycle (retail model). WCR is negative (-130 days): operations structurally generate cash.
-671 203 €
0 j
72 j
0 j
-130 j
Based on 193 transactions of similar company sales (all years), the value of GENASSUR is estimated at 850 498 € (range 252 299€ - 2 513 037€). With an EBITDA of 337 052€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GENASSUR with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of GENASSUR in 2024 is 1.9 M€.
Yes, GENASSUR generated a net profit of 247 k€ in 2024.
The headquarters of GENASSUR is located in PARIS (75017), in the department Paris.
The tax return of GENASSUR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GENASSUR operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.