SIREN : 434684791
GEM VIE is a French company founded 25 years ago, specialized in the sector Courtage de valeurs mobilières et de marchandises. Based in DEVECEY (25870), this company of category GE shows in 2024 a revenue of 4.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4 336 885 € | 3 912 889 € | 3 660 015 € | 3 531 959 € | 3 492 087 € | 3 313 914 € | 3 370 280 € | 3 186 212 € | 3 147 711 € |
| Net income | 58 962 € | 210 767 € | -115 543 € | 52 821 € | 151 040 € | 9 929 € | 263 867 € | 502 039 € | 239 531 € |
| EBITDA | 27 339 € | 141 977 € | -26 569 € | 95 137 € | 258 180 € | 92 703 € | 379 875 € | 352 307 € | 308 561 € |
| Net margin | 1.4% | 5.4% | -3.2% | 1.5% | 4.3% | 0.3% | 7.8% | 15.8% | 7.6% |
In 2024, GEM VIE achieves revenue of 4.3 M€. Revenue is growing positively over 9 years (CAGR: +4.1%). Vs 2023, growth of +11% (3.9 M€ -> 4.3 M€). After deducting consumption (202 k€), gross margin stands at 4.1 M€, i.e. a rate of 95%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 27 k€, representing 0.6% of revenue. Warning negative scissor effect: despite revenue change (+11%), EBITDA varies by -81%, reducing margin by 3.0 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 59 k€, i.e. 1.4% of revenue. This profit can be retained or distributed to shareholders.
4 336 885 €
4 135 326 €
27 339 €
-53 716 €
58 962 €
0.6%
The debt ratio (= Financial debt / Equity x 100) stands at 39%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 49%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 3.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
38.996%
48.973%
3.657%
5.499
30.5%
In 2024, the debt ratio of GEM VIE (39.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of GEM VIE (49.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of GEM VIE (5.50) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 273.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
273.069
0.0
In 2024, the liquidity ratio of GEM VIE (273.07) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of GEM VIE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 11 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 178 days. Excellent situation: suppliers finance 167 days of the operating cycle (retail model). Inventory turnover is 1 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 275 days of revenue, i.e. 3.3 M€ to permanently finance. Over 2016-2024, WCR increased by +110%, requiring additional financing.
3 308 479 €
11 j
178 j
1 j
275 j
Based on 109 transactions of similar company sales (all years), the value of GEM VIE is estimated at 469 821 € (range 220 734€ - 1 150 040€). With an EBITDA of 27 339€, the sector multiple of 2.9x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GEM VIE with other companies in the same sector:
Voir toutes les statistiques du secteur Courtage de valeurs mobilières et de marchandises
The revenue of GEM VIE in 2024 is 4.3 M€.
Yes, GEM VIE generated a net profit of 59 k€ in 2024.
The headquarters of GEM VIE is located in DEVECEY (25870), in the department Doubs.
The tax return of GEM VIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GEM VIE operates in the sector Courtage de valeurs mobilières et de marchandises (NAF code 66.12Z). See the 'Sector positioning' section above to compare the company with its competitors.