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GCK VAL DE LOIRE : revenue, balance sheet and financial ratios

GCK VAL DE LOIRE is a French company founded 20 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in SAINT-GERVAIS-LA-FORET (41350), this company of category PME shows in 2022 a revenue of 23.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - GCK VAL DE LOIRE (SIREN 484047394)
Indicator 2023 2022 2021 2019 2018 2017 2016 2015
Revenue N/C 23 258 404 € N/C N/C N/C N/C N/C N/C
Net income 214 981 € 244 455 € 115 657 € 183 486 € 143 585 € 147 341 € 141 732 € 861 €
EBITDA N/C 431 966 € N/C N/C N/C N/C N/C N/C
Net margin N/C 1.1% N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2023, GCK VAL DE LOIRE generates positive net income of 215 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2015-2023: 861 € -> 215 k€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

214 981 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 199%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

198.76%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.273%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

49.9%

Solvency indicators evolution
GCK VAL DE LOIRE

Sector positioning

Debt ratio
198.76 2023
2021
2022
2023
Q1: 5.31
Med: 46.55
Q3: 142.32
Average

In 2023, the debt ratio of GCK VAL DE LOIRE (198.76) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
10.27% 2023
2021
2022
2023
Q1: 10.96%
Med: 26.91%
Q3: 51.24%
Average

In 2023, the financial autonomy of GCK VAL DE LOIRE (10.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
6.29 years 2022
2022
Q1: 0.0 years
Med: 0.77 years
Q3: 4.48 years
Average

In 2022, the repayment capacity of GCK VAL DE LOIRE (6.29) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 120.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

120.227

Liquidity indicators evolution
GCK VAL DE LOIRE

Sector positioning

Liquidity ratio
120.23 2023
2021
2022
2023
Q1: 135.04
Med: 203.84
Q3: 381.78
Average

In 2023, the liquidity ratio of GCK VAL DE LOIRE (120.23) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
18.19x 2022
2022
Q1: 0.0x
Med: 1.22x
Q3: 7.71x
Excellent

In 2022, the interest coverage of GCK VAL DE LOIRE (18.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
GCK VAL DE LOIRE

Positioning of GCK VAL DE LOIRE in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 149 transactions of similar company sales in 2023, the value of GCK VAL DE LOIRE is estimated at 443 747 € (range 110 848€ - 790 286€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
149 transactions
110k€ 443k€ 790k€
443 747 € Range: 110 848€ - 790 286€
NAF 5 année 2023

Valuation method used

Net Income Multiple
214 981 € × 2.1x = 443 747 €
Range: 110 848€ - 790 287€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 149 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare GCK VAL DE LOIRE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about GCK VAL DE LOIRE

What is the revenue of GCK VAL DE LOIRE ?

The revenue of GCK VAL DE LOIRE in 2022 is 23.3 M€.

Is GCK VAL DE LOIRE profitable?

Yes, GCK VAL DE LOIRE generated a net profit of 215 k€ in 2023.

Where is the headquarters of GCK VAL DE LOIRE ?

The headquarters of GCK VAL DE LOIRE is located in SAINT-GERVAIS-LA-FORET (41350), in the department Loir-et-Cher.

Where to find the tax return of GCK VAL DE LOIRE ?

The tax return of GCK VAL DE LOIRE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GCK VAL DE LOIRE operate?

GCK VAL DE LOIRE operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.