SIREN : 538409244
GC ASSURANCES is a French company founded 14 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BEAULIEU-SUR-MER (06310), this company of category PME shows in 2019 a revenue of 343 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2017 | 2016 |
|---|---|---|---|
| Revenue | 342 568 € | 277 424 € | 232 329 € |
| Net income | 2 771 € | 1 961 € | 2 772 € |
| EBITDA | 2 146 € | 6 465 € | 6 219 € |
| Net margin | 0.8% | 0.7% | 1.2% |
In 2019, GC ASSURANCES achieves revenue of 343 k€. Over the period 2016-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +13.8%. Vs 2017, growth of +23% (277 k€ -> 343 k€). After deducting consumption (0 €), gross margin stands at 343 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2 k€, representing 0.6% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3 k€, i.e. 0.8% of revenue. This profit can be retained or distributed to shareholders.
342 568 €
342 568 €
2 146 €
3 688 €
2 771 €
0.6%
The debt ratio (= Financial debt / Equity x 100) stands at 117%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 40%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 22.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
116.867%
39.642%
0.38%
22.808
43.6%
In 2019, the debt ratio of GC ASSURANCES (116.87) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of GC ASSURANCES (39.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2019, the repayment capacity of GC ASSURANCES (22.81) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 550.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 18.0x. Operating income very largely covers interest expenses: high safety margin.
550.445
17.987
In 2019, the liquidity ratio of GC ASSURANCES (550.45) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2019, the interest coverage of GC ASSURANCES (18.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 23 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The company must finance 23 days of gap between collections and payments. Overall, WCR represents 19 days of revenue, i.e. 18 k€ to permanently finance. Over 2016-2019, WCR increased by +43%, requiring additional financing.
18 379 €
23 j
0 j
0 j
19 j
Indicative estimate only : the number of comparable transactions in this sector is limited (38 transactions). This range of 51 766€ to 196 228€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 38 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare GC ASSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of GC ASSURANCES in 2019 is 343 k€.
Yes, GC ASSURANCES generated a net profit of 3 k€ in 2019.
The headquarters of GC ASSURANCES is located in BEAULIEU-SUR-MER (06310), in the department Alpes-Maritimes.
The tax return of GC ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
GC ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.